3 Cedar Dr, Sterling, VA 20164 Property Records

Loudoun County property record for 3 Cedar Dr, Sterling, VA 20164 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,659 sqft · built 1976
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Dec 2018)
Tax Bill	$7,382 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-18-1049-000`

Property Details

APN / Parcel Number

Primary APN	`013-18-1049-000`
Alternative APN	`81/A/32A/16`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,659 sqft Living Area
Gross Area	4,514 sqft
1st Floor Area	2,544 sqft
Basement Area	950 sqft
Finished Basement	950 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick/Stone
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	525 sqft
Patio Area	252 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	/81/A/32A//16/
Street Address	3 CEDAR DR
City	STERLING
State	VA
Zip	20164-8607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHLAND ACRES SEC.2A LOT 16 970--524
Legal Subdivision	RICHLAND ACRES
Legal Lot Number	16
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2020
Census Tract	611205

Owner

Source: Loudoun County records · APN 013-18-1049-000

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 CEDAR DR, STERLING, VA 20164-8607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage HOME SVGS & TR MTG
Dec 21, 2018	Warranty Deed, Transfer · FHA Mortgage HOME SVGS & TR MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Jul 29, 2014 · Amount on Record
Deed Document Number	201812210073097
Record Updated	Jun 07, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	3 CEDAR DR, STERLING, VA 20164-8607
Document Number	20201029103547
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CEDAR DR STERLING VA 201648607, STERLING, VA 20164-8607

Mortgage

Document Number	20201029103547
Date	Oct 29, 2020
Instrument	103547

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	3 CEDAR DR, STERLING, VA 20164-8607
Document Number	20191001059098
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CEDAR DR STERLING VA 201648607, STERLING, VA 20164-8607

Mortgage

Document Number	20191001059098
Date	Oct 01, 2019
Instrument	59098

Lender

Name	HOME SVGS & TR MTG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Dec 21, 2018
Property Address	3 CEDAR DR, STERLING, VA 20164-8607
Document Number	20181221073097
Instrument Date	Dec 14, 2018
Instrument	73097
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CEDAR DR STERLING VA 201648607, STERLING, VA 20164-8607

Mortgage

Document Number	20181221073098
Date	Dec 21, 2018
Instrument	73098

Lender

Name	HOME SVGS & TR MTG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,382.00	$843,730 Land $285,000 Building $558,730	$843,730 Land $285,000 Building $558,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511076112052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2006–2013)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Apr 2013, rainfall accumulation

Wildfire

Wildfire Risk	Low above 4% of the US · above 2% of Virginia
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Cox Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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