3 Cedar Dr, Northfield, NJ 08225 Property Records

Atlantic County and Northfield City property record for 3 Cedar Dr, Northfield, NJ 08225

Property Summary

Property TypeSingle Family Home
Details2,690 sqft · built 1986
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Jun 1997)
Tax Bill$9,634 (2025)
Deeds & MortgagesMay 2022 Mortgage
Jan 2018 Line of Credit
APN18-00009-01-00028-03

Property Details

APN / Parcel Number

Primary APN18-00009-01-00028-03
Alternative APN
  • 180000900000002803

Interior

Stories2 Stories
Building Area2,690 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeFrame
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number180000900000002803
Street Address3 CEDAR DR
CityNORTHFIELD
StateNJ
Zip08225-1066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal SubdivisionNORTHFIELD
Legal Block9.1
Legal Lot Number28.3
JurisdictionATLANTIC NJ
Township / Civil DivisionNORTHFIELD
Census Block Group1
Census Block1020
Census Tract12302

Owner

3 Cedar Dr is owned and occupied by two individuals who bought it in June 1997.

Source: Atlantic County and Northfield City records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address3 CEDAR DR, NORTHFIELD, NJ 08225-1066
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
ADVISORS MORTGAGE GROUP LLC
Jan 9, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 1997 · Amount on File
Deed SaleJun 9, 1997 · Amount on File
Prior SaleNov 2, 1990
Deed Document Number199720408
Deed Book / Page6138 / 232
Prior Transfer DateOct 25, 1990
Prior Transfer Doc5151000153
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address3 CEDAR DR, NORTHFIELD, NJ 08225-1066
Transaction TypeMortgage
Record UpdatedJun 9, 2022
Title CompanyLLOYDS AND HANDSON TITLE AGENCY, LLOYDS & HANDSON TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022752
DateMay 10, 2022
Instrument2022022752
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
AddressASBURY PARK, NJ 07712
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueApr 1, 2052

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address3 CEDAR DR, NORTHFIELD, NJ 08225-1066
Document Number0000004131
Instrument DateJan 9, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CEDAR DR NORTHFIELD NJ 082251066, NORTHFIELD, NJ 08225-1066

Mortgage

Document Number0000004131
DateJan 24, 2018
Instrument4131
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 23, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Cedar Dr was $9,634, up 5.2% from the year before.

Source: Atlantic County and Northfield City assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
MunicipalityNorthfield City
Secondary School DistrictMainland Regional School District (09 - 12)
Elementary School DistrictNorthfield City School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,000 (-) Land $82,500 Building $172,500$255,000 (-) Land $82,500 Building $172,500
2025$9,634.00 (+5.19%)$255,000 Land $82,500 Building $172,500$255,000 Land $82,500 Building $172,500
2024$9,159.00
2023$255,000 Land $82,500 Building $172,500$255,000 Land $82,500 Building $172,500
2022$8,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 3 Cedar Dr; there have been 4 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1985–2018)
Claims Outside the SFHA3 of 4
Most Recent ClaimNov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Cedar Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - ATLANTIC COUNTY
private · serves 120,146 people · EPA ID NJ0119002
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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