3 Cedar Dr, Hurricane, WV 25526 Property Records

Putnam County property record for 3 Cedar Dr, Hurricane, WV 25526

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,490 sqft · built 1985
Lot Size	0.273 acres (11,892 sqft)
Owner	Individual Name on File
Tax Bill	$2,250 (2026)
Deeds & Mortgages	May 2021 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-222G-0023.0000`

Property Details

APN / Parcel Number

Primary APN	`10-222G-0023.0000`
Alternative APNs	`40-10-222G-0023.0000` `00013750`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,490 sqft Living Area
1st Floor Area	2,794 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	129 ft deep x 90.7 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00013750
Street Address	3 CEDAR DR
City	HURRICANE
State	WV
Zip	25526-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SEC 1 COUNTRY VILLAS
Legal Subdivision	COUNTRY VILLAS RESIDENTIAL SUB
Legal Lot Number	3
Jurisdiction	PUTNAM WV
Township / Civil Division	3
Census Block Group	2
Census Block	2013
Census Tract	20607

Owner

3 Cedar Dr is owned and occupied by an individual.

Source: Putnam County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 CEDAR DR, HURRICANE, WV 25526-9221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Jan 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Jan 23, 2019	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	3 CEDAR DR, HURRICANE, WV 25526-9221
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1287/573
Date	May 20, 2021
Book Page	1287/573
Instrument	005050860007

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2051

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	3 CEDAR DR, HURRICANE, WV 25526-9221
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	BESTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1282/823
Date	Apr 5, 2021
Book Page	1282/823
Instrument	005015470023

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.88%
Max Rate At Change	5.35%
Index	5-Year CMT

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	3 CEDAR DR, HURRICANE, WV 25526-9221
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1206/379
Date	Jan 23, 2019
Book Page	1206/379
Instrument	004556150007

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2049

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	3 CEDAR DR, HURRICANE, WV 25526-9221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1255/1
Date	Aug 19, 2020
Book Page	1255/1
Instrument	004889660008

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	3 CEDAR DR, HURRICANE, WV 25526-9221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1206/367
Date	Jan 23, 2019
Book Page	1206/367
Instrument	004556140012

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2034

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	3.88%
Max Rate At Change	6.49%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 3 Cedar Dr was $2,250, up 7.4% from the year before.

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,250.00 (+7.4%)	$179,940 (+8.58%) Land $35,580 Building $144,360	$299,900 (+8.58%) Land $59,300 Building $240,600
2025	$2,095.00	$165,720 Land $27,960 Building $137,760	$276,200 Land $46,600 Building $229,600
2023	$1,808.00 (+2.09%)	$148,860 (+1.27%) Land $27,420 Building $121,440	$248,100 (+1.27%) Land $45,700 Building $202,400
2022	$1,771.00	$147,000 Land $27,420 Building $119,580	$245,000 Land $45,700 Building $199,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Cedar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Cedar Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM P S D serves 26,410 people · EPA ID WV3304011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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