Albany County and Colonie Town property record for 3 Cedar Ct, Schenectady, NY 12309 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,948 sqft · built 1965 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $134,000 (Jan 1992) |
| Tax Bill | $5,491 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 17.4-3-13 |
| Primary APN | 012689 17.4-3-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,948 sqft Living Area |
| 1st Floor Area | 1,144 sqft 1st Floor |
| Basement Area | 804 sqft Basement |
| Finished Basement | 804 sqft Finished |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,504 sqft (0.31 acres) |
| Parking Spaces | 1 Parking Space |
| Garage Type | Basement |
| Shed | 1 Shed |
|---|---|
| Patio Area | 36 sqft Patio |
| Porch | Slab |
| Porch Area | 18 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01700400030130000000 |
|---|---|
| Street Address | 3 CEDAR CT |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 N-CEDAR CT E-4 S-27-32 |
| Legal Subdivision | PINE RIDGE |
| Legal Block | 3 |
| Legal Lot Number | 13.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 13703 |
Source: Albany County and Colonie Town records · APN 012689 17.4-3-13
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CEDAR CT, SCHENECTADY, NY 12309-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NEW YORK FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 1992 · Amount on Record |
| Deed Sale | Jan 02, 1992 · Amount on Record |
| Deed Book / Page | 2451 / 875 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 CEDAR CT, SCHENECTADY, NY 12309-2002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000430 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | R2023-3430 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 14, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 CEDAR CT, SCHENECTADY, NY 12309-2002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000008590 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | R2021-08590 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,491.00 (+9.97%) | $116,500 (-) Land $29,100 Building $87,400 | $266,600 (+16.73%) Land $66,593 Building $200,007 |
| 2023 | $116,500 (-) Land $29,100 Building $87,400 | $228,400 (+9.3%) Land $57,051 Building $171,349 | |
| 2022 | $116,500 Land $29,100 Building $87,400 | $208,969 Land $52,197 Building $156,772 | |
| 2021 | $4,993.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 5% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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