3 Cayuga Trail Rd, Walton, NY 13856 Property Records

Delaware County and Walton Town property record for 3 Cayuga Trail Rd, Walton, NY 13856

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,296 sqft · built 2003
Lot Size	5.64 acres (245,678 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Apr 2023)
Tax Bill	$6,791 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`125689 229.-3-25`

Property Details

APN / Parcel Number

Primary APN	`125689 229.-3-25`
Alternative APN	`56892290000003025000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,296 sqft Living Area
1st Floor Area	1,456 sqft
2nd Floor Area	840 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	245,678 sqft (5.64 acres)
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3 CAYUGA TRAIL RD
City	WALTON
State	NY
Zip	13856-2392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	25.000
Jurisdiction	DELAWARE NY
Township / Civil Division	WALTON
Census Block Group	2
Census Block	2012
Census Tract	970602

Owner

3 Cayuga Trail Rd is owned and occupied by two individuals who bought it in April 2023.

Source: Delaware County and Walton Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 CAYUGA TRAIL RD, WALTON, NY 13856-2392
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Nov 18, 2019	Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on File
Deed Sale	Apr 27, 2023 · Amount on File
Prior Sale	Nov 18, 2019 · Amount on File
Deed Document Number	20232641
Deed Book / Page	1748 / 183
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE NY
Recording Date	Apr 27, 2023
Property Address	3 CAYUGA TRAIL RD, WALTON, NY 13856-2392
Document Number	001748/183
Book / Page	1748 / 183
Instrument Date	Apr 24, 2023
Instrument	2641
Transaction Type	Transfer
Record Updated	May 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	29500 US HIGHWAY 243, MOUNTAIN CENTER, CA 92561

Mortgage

Document Number	0000002642
Date	Apr 27, 2023
Instrument	2642

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Nov 18, 2019
Property Address	3 CAYUGA TRAIL RD, WALTON, NY 13856-2392
Document Number	0001613/63
Book / Page	1613 / 63
Instrument Date	Nov 14, 2019
Instrument	8957
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 PINNACLE WAY, UPLAND, CA 91784-9226

Mortgage

Document Number	0000008958
Date	Nov 18, 2019
Instrument	8958

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0001613/63
Date	Nov 18, 2019
Book Page	1613/63
Instrument	8957

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3 Cayuga Trail Rd was $6,791, down 16.7% from the year before.

Source: Delaware County and Walton Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Walton Town
Unified School District	Walton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,791.00 (-16.72%)
2025	$8,154.00	$393,900 Land $33,800 Building $360,100	$393,900 Land $33,800 Building $360,100
2023		$247,300 Land $27,300 Building $220,000	$321,200 Land $35,458 Building $285,742
2020	$5,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Cayuga Trail Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Cayuga Trail Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delhi Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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