3 Catherine Cir, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 3 Catherine Cir, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,360 sqft · built 1984
Lot Size	1.39 acres (60,566 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Feb 2010)
Tax Bill	$12,222 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 51`

Property Details

APN / Parcel Number

Primary APN	`MAP 51`
Alternative APN	`WILB M:2270 B:3 L:1159`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,360 sqft Living Area
Gross Area	6,712 sqft
1st Floor Area	1,746 sqft
Attic	Attic
Attic Area	624 sqft
Basement Area	1,682 sqft
Unfinished Basement	1,082 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,566 sqft (1.39 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Solar

Location & Zoning

Account Number	MAP 51
Street Address	3 CATHERINE CIR
City	WILBRAHAM
State	MA
Zip	01095-2764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R34
Legal Block	3
Legal Lot Number	1159
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	3
Census Block	3011
Census Tract	813602

Owner

3 Catherine Cir is owned and occupied by two individuals who bought it in February 2010.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 CATHERINE CIR, WILBRAHAM, MA 01095-2764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREATER SPRINGFIELD CREDIT UNION
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 7, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2010 · Amount on File
Deed Sale	Feb 22, 2010 · Amount on File
Prior Sale	Dec 30, 2009 · Amount on File
Deed Document Number	2010507
Deed Book / Page	18193 / 554
Transfer Doc	18134-537
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	3 CATHERINE CIR, WILBRAHAM, MA 01095-2764
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025179-430
Date	Oct 4, 2023
Book Page	25179/430
Instrument	47154

Lender

Name	GREATER SPRINGFIELD CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2038

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	3 CATHERINE CIR, WILBRAHAM, MA 01095-2764
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024415-122
Date	Feb 22, 2022
Book Page	24415/122
Instrument	10962

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	3 CATHERINE CIR, WILBRAHAM, MA 01095-2764
Document Number	21948-541
Book / Page	021948 / 000541
Instrument Date	Nov 7, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21948-541
Date	Nov 17, 2017
Book Page	021948/000541
Instrument	68095

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3 Catherine Cir was $12,222, up 2.9% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,222.00 (+2.9%)	$700,400 (+5.43%) Land $132,100 Building $568,300	$741,124 (+24.92%)
2025	$11,878.00 (+1.61%)	$664,300 (+5.13%) Land $132,100 Building $532,200	$593,275 (+2.14%)
2024	$11,690.00 (+9.36%)	$631,900 (+10.55%) Land $132,100 Building $499,800	$580,830
2023	$10,689.00	$571,600 Land $132,100 Building $439,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Catherine Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Catherine Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Catherine Cir

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