3 Cathedral St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 3 Cathedral St, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,400 sqft · built 1918
Lot Size0.041 acres (1,820 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (Jun 2019)
Tax Bill$7,273 (2023)
Deeds & MortgagesApr 2021 Mortgage
Jun 2019 Sale
Flood ZoneZone X (minimal risk)
APN06-000-04800900

Property Details

APN / Parcel Number

Primary APN06-000-04800900
Alternative APNs
  • 600004800900
  • 00004800900

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,400 sqft Total Area
1st Floor Area784 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,820 sqft (0.041 acres)
Deck Area168 sqft
Patio Area35 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number00004800900
Old Parcel Number600004800900
Street Address3 CATHEDRAL ST
CityANNAPOLIS
StateMD
Zip21401-2616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3 CATHEDRAL ST ANNAPOLIS
Legal SubdivisionACREAGE & UNREC PLATS
Legal Lot Number3
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1019
Census Tract706102

Owner

Source: Anne Arundel County records · APN 06-000-04800900

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 CATHEDRAL ST, ANNAPOLIS, MD 21401-2616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jun 27, 2019Grant Deed, Transfer
MID-ATLANTIC SETTLEMENT SERVICES, MID-ATLANTIC SETTLEMENT SVC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 27, 2019 · Amount on Record
Deed SaleJun 27, 2019 · Amount on Record
Prior SaleApr 09, 1998
Deed Document Number0003329275
Deed Book / Page33292 / 75
Record UpdatedJun 07, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3 CATHEDRAL ST, ANNAPOLIS, MD 21401-2616
Transaction TypeMortgage
Record UpdatedJun 03, 2021
Title CompanyABODE SETTLEMENT GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CATHEDRAL ST, ANNAPOLIS, MD 21401-2616

Mortgage

Document Number0365830070
DateApr 18, 2021
Book Page36583/70
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateJun 27, 2019
Property Address3 CATHEDRAL ST, ANNAPOLIS, MD 21401-2616
Document Number0332920075
Book / Page033292 / 000075
Instrument DateMay 30, 2019
Transaction TypeTransfer
Record UpdatedJul 19, 2019
Title CompanyMID-ATLANTIC SETTLEMENT SERVICES, MID-ATLANTIC SETTLEMENT SVC

Transaction

AmountAmount Recorded
Tax$390.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3 CATHEDRAL ST ANNAPOLIS MD 214012616, ANNAPOLIS, MD 21401-2616

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$7,273.00 Homeowner's exemption$506,500 Land $454,900 Building $51,600$506,500 Land $454,900 Building $51,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 units insured
incl. 6 condo units

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Colonial Annapolis Historic District
listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 880 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cathedral St

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