St. Charles County property record for 3 Castlio Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,011 sqft · built 1985 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $253,000 (Feb 2018) |
| Tax Bill | $4,029 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A850003164 |
| Primary APN | A850003164 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,011 sqft Living Area |
| 1st Floor Area | 1,075 sqft |
| Basement Area | 1,048 sqft |
| Finished Basement | 526 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 188 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A850003164 |
|---|---|
| Old Parcel Number | A850003164 |
| Street Address | 3 CASTLIO CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-6919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STAFFORD EST LOT 28 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | STAFFORD EST |
| Legal Lot Number | 28 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 311150 |
3 Castlio Ct is owned and occupied by two individuals who bought it in February 2018.
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CASTLIO CT, SAINT CHARLES, MO 63304-6919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2020 | Deed of Trust, Mortgage CENTRAL BK/ST LOUIS |
| Nov 15, 2019 | Deed of Trust, Mortgage CENTRAL BK/ST LOUIS |
| Feb 7, 2018 | Warranty Deed, Transfer CENTRAL BK/ST LOUIS |
| Aug 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2018 · Amount on File |
| Deed Sale | Feb 7, 2018 · Amount on File |
| Prior Sale | Aug 16, 2017 |
| Deed Document Number | 0068761602 |
| Deed Book / Page | 6876 / 1602 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3 CASTLIO CT, SAINT CHARLES, MO 63304-6919 |
| Document Number | 0000078649 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | CTC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 CASTLIO CT ST CHARLES MO 633046919, ST CHARLES, MO 63304-6919 |
| Document Number | 0000078649 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 78649 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Amount | Amount on Record |
|---|---|
| Term | 336 Months |
| Due | Oct 18, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3 CASTLIO CT, SAINT CHARLES, MO 63304-6919 |
| Document Number | 0071870250 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | CTC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 CASTLIO CT ST CHARLES MO 633046919, ST CHARLES, MO 63304-6919 |
| Document Number | 0071870250 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 007187/000250 |
| Instrument | 671980 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 7, 2018 |
| Property Address | 3 CASTLIO CT, SAINT CHARLES, MO 63304-6919 |
| Document Number | 0068761602 |
| Book / Page | 006876 / 001602 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 70090 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2018 |
| Title Company | US TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 CASTLIO CT ST CHARLES MO 633046919, ST CHARLES, MO 63304-6919 |
| Document Number | 68761604 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 006876/001604 |
| Instrument | 70100 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 6, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 16, 2017 |
| Property Address | 3 CASTLIO CT, SAINT CHARLES, MO 63304-6919 |
| Document Number | 0067921826 |
| Book / Page | 6792 / 1826 |
| Map Reference | MB 24 PG 28 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 20170816000516730 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | STELLAR TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 CEDAR GROVE DR, 214, SAINT CHARLES, MO 63304-7378 |
| Name | Verified Name |
|---|---|
| Address | 3 CASTLIO CT, SAINT CHARLES, MO 63304-6919 |
| Document Number | 20170816000516740 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 20170816000516740 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 3 Castlio Ct was $4,029.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,029.00 | $67,913 | $357,435 Land $75,000 Building $282,435 |
| 2023 | $60,522 | ||
| 2022 | $318,536 Land $65,000 Building $253,536 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3 Castlio Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Castlio Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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