Oneida County and Vernon Town property record for 3 Castle St, Oneida, NY 13421
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,185 sqft · built 1900 |
| Lot Size | 0.293 acres (12,804 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Aug 2008) |
| Tax Bill | $4,478 (2026) |
| Deeds & Mortgages | Apr 2025 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 306001 321.015-1-23 |
| Primary APN | 306001 321.015-1-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,185 sqft Total Area |
| 1st Floor Area | 1,249 sqft |
| Upper Floors Area | 936 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 12,804 sqft (0.293 acres) |
| Lot Dimensions | 132 ft deep x 97 ft wide |
| Garage Type | Attached |
| Garage Area | 820 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 268 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 020430 |
|---|---|
| Street Address | 3 CASTLE ST |
| City | ONEIDA |
| State | NY |
| Zip | 13421-2501 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | DBL HOUSE & GAR |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 24900 |
Source: Oneida County and Vernon Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 CASTLE ST, ONEIDA, NY 13421-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 8, 2025 | Deed of Trust, Mortgage · ARM NBT BANK NATIONAL ASSOCIATION |
| Nov 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage NBT BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2008 · Amount on Record |
| Deed Sale | Aug 28, 2008 · Amount on Record |
| Deed Book / Page | 2008 / 14621 |
| Prior Transfer Date | Aug 25, 2008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 3 CASTLE ST, ONEIDA, NY 13421-2501 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003848 |
|---|---|
| Date | Apr 8, 2025 |
| Instrument | 2025-003848 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | May 1, 2032 |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Nov 17, 2017 |
| Property Address | 3 CASTLE ST, ONEIDA, NY 13421-2501 |
| Document Number | 0000017625 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 17625 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Partnership |
| Address | 320 KINSLEY ST SHERRILL NY 134611106, SHERRILL, NY 13461-1106 |
| Document Number | 17626 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 17626 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | NEW HARTFORD, NY 13413 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Vernon Town |
| Municipality | Oneida Castle Village |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,478.00 (+2.03%) | ||
| 2025 | $4,389.00 (+311.34%) | $79,300 (-) Land $4,200 Building $75,100 | $182,299 (+9.2%) Land $9,655 Building $172,644 |
| 2023 | $79,300 (-) Land $4,200 Building $75,100 | $166,947 (+9.47%) Land $8,842 Building $158,105 | |
| 2022 | $1,067.00 | $79,300 Land $4,200 Building $75,100 | $152,500 Land $8,077 Building $144,423 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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