3 Cashel Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3 Cashel Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 3,458 sqft · built 2000
Lot Size	0.333 acres (14,508 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Jul 2026)
Tax Bill	$10,451 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-12-403-002`

Property Details

APN / Parcel Number

Primary APN	`21-12-403-002`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,458 sqft Living Area
Gross Area	3,997 sqft
1st Floor Area	1,293 sqft
Basement Area	1,034 sqft
Finished Basement	1,034 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	14,508 sqft (0.333 acres)
Lot Dimensions	143 ft deep x 36 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	462 sqft
Porch	Open Concrete/Masonry Porch
Deck Area	152 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 CASHEL DR
City	BLOOMINGTON
State	IL
Zip	61704-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	GAELIC PLACE SUB 1ST ADD LOT 65
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	GAELIC PLACE
Legal Lot Number	65
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1009
Census Tract	1108

Owner

3 Cashel Dr is owned and occupied by two individuals who bought it in July 2026.

Source: McLean County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 CASHEL DR, BLOOMINGTON, IL 61704-4134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage PNC BANK
Dec 6, 2022	Warranty Deed, Transfer NOT AVAILABLE, FTC
Apr 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF PONTIAC
Apr 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS STATE BANK
Jun 2, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Dec 6, 2022 · Amount on File
Deed Document Number	20269808
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 14, 2026
Property Address	3 CASHEL DR, BLOOMINGTON, IL 61704-4134
Document Number	0000009808
Instrument Date	Jun 8, 2026
Instrument	20269808
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FRONTIER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CASHEL DR, BLOOMINGTON, IL 61704-4134

Mortgage

Document Number	0000009809,
Date	Jul 14, 2026
Instrument	20269809

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 6, 2022
Property Address	3 CASHEL DR, BLOOMINGTON, IL 61704-4134
Document Number	202200021222
Map Reference	DOC 2000R25623
Instrument Date	Nov 24, 2022
Instrument	2022-00021222
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CASHEL DR, BLOOMINGTON, IL 61704-4134

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3 CASHEL DR, BLOOMINGTON, IL 61704-4134
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200007788
Date	Apr 27, 2022
Instrument	2022-00007788

Lender

Name	BANK OF PONTIAC
Type	Bank
Address	PONTIAC, IL 61764

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	67 Months
Due	Nov 1, 2027

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3 CASHEL DR, BLOOMINGTON, IL 61704-4134
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100009571
Date	Apr 25, 2021
Instrument	2021-00009571

Lender

Name	FIRST FARMERS STATE BANK
Type	Bank
Address	MINIER, IL 61759

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3 CASHEL DR, BLOOMINGTON, IL 61704-4134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000009592
Date	Jun 2, 2020
Instrument	2020-00009592

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$142,096 Land $37,213 Building $104,883	$426,288 Land $111,639 Building $314,649
2024	$10,451.00 (+18.73%)
2023	$8,802.00 (+14%)	$111,323 (+14.94%) Land $29,154 Building $82,169	$333,969 (+14.94%) Land $87,462 Building $246,507
2022	$7,721.00	$96,850 Land $25,364 Building $71,486	$290,550 Land $76,092 Building $214,458

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Cashel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Cashel Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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