3 Carterham Ct, Henrico, VA 23229 Property Records

Henrico County property record for 3 Carterham Ct, Henrico, VA 23229

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,502 sqft · built 1987
Lot Size	0.572 acres (24,935 sqft)
Owner	Individual Name on File
Last Sale	$730,000 (Dec 2020)
Tax Bill	$8,708 (2026)
Deeds & Mortgages	Dec 2020 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`746-735-3698`

Property Details

APN / Parcel Number

Primary APN	`746-735-3698`
Alternative APN	`MA1065028`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,502 sqft Living Area
Gross Area	5,108 sqft
1st Floor Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	24,935 sqft (0.572 acres)
Lot Dimensions	170 ft deep x 150 ft wide
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	320 sqft
Deck Area	544 sqft
Patio Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	MA1065028
Street Address	3 CARTERHAM CT
City	HENRICO
State	VA
Zip	23229-7754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	0111070000B 0017; DEER LODGE SC D BL B LT 17 80 B2 33
Legal Subdivision	DEER LODGE
Legal Lot Number	17,80
Jurisdiction	HENRICO VA
Township / Civil Division	TUCKAHOE
Census Block Group	1
Census Block	1025
Census Tract	200134

Owner

3 Carterham Ct is owned and occupied by an individual who bought it in December 2020.

Source: Henrico County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3 CARTERHAM CT, HENRICO, VA 23229-7754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Aug 21, 2015 · Amount on File
Deed Document Number	202051968
Deed Book / Page	6103 / 2353
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	3 CARTERHAM CT, HENRICO, VA 23229-7754
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061032370
Date	Dec 4, 2020
Book Page	6103/2370
Instrument	202000051970

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 25, 2051

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRICO VA
Recording Date	Dec 4, 2020
Property Address	3 CARTERHAM CT, HENRICO, VA 23229-7754
Document Number	61032353
Book / Page	6103 / 2353
Instrument Date	Nov 19, 2020
Instrument	202000051968
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CARTERHAM CT, HENRICO, VA 23229-7754

Mortgage

Document Number	202000051969
Date	Dec 4, 2020
Instrument	202000051969

Lender

Name	APEX HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3 Carterham Ct was $8,708.

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Henrico County
Unified School District	Henrico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,708.00	$1,045,800 (+18.46%) Land $275,000 Building $770,800	$1,045,800 (+18.46%) Land $275,000 Building $770,800
2025		$882,800 Land $225,000 Building $657,800	$882,800 Land $225,000 Building $657,800
2023	$6,975.00	$820,700 Land $200,000 Building $620,700	$820,700 Land $200,000 Building $620,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Carterham Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Carterham Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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