Worcester County and Worcester City property record for 3 Carter Way, Worcester, MA 01609 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,898 sqft Living Area |
| Lot Size | 13,500 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $638,000 (2025) |
| Tax Bill | $6,764.00 (2025) |
| Primary APN | 50-005-00002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,898 sqft Living Area |
| Gross Area | 3,987 sqft Gross Area |
| 1st Floor | 858 sqft 1st Floor |
| Basement Area | 858 sqft Basement |
| Unfinished Basement | 858 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Concrete Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,500 sqft (0.31 acres) |
| Garage Type | Basement Garage |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 50-005-00002 |
|---|---|
| Street Address | 3 CARTER WAY |
| City | WORCESTER |
| State | MA |
| Zip | 01609-1056 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | WORCESTER MA |
| Minor Civil Division | WORCESTER |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 730700 |
Source: Worcester County and Worcester City records · APN 50-005-00002
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CARTER WAY, WORCESTER, MA 01609-1056 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| May 23, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance FREEDOM MORTGAGE CORP |
| Dec 07, 2023 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment AMERISAVE MORTGAGE CORP |
| Dec 29, 2025 | Quit Claim Arm's Length for NE States, Transfer · Conventional Mortgage ROCKLAND TRUST CO |
| Feb 28, 2024 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage CAMBRIDGE TRUST CO |
| Jul 28, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Prior Sale | Feb 28, 2024 · Amount on Record |
| Deed Doc Number | 2025113312 |
| Deed Book / Page | 73024 / 101 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 CARTER WAY, WORCESTER, MA 01609-1056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 065842-199 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 65842/199 |
| Instrument | 114567 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 CARTER WAY, WORCESTER, MA 01609-1056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0067628-96 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 67628/96 |
| Instrument | 55713 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 CARTER WAY, WORCESTER, MA 01609-1056 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 069968-346 |
|---|---|
| Date | Dec 07, 2023 |
| Book Page | 69968/346 |
| Instrument | 102599 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2044 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Dec 29, 2025 |
| Property Address | 3 CARTER WAY, WORCESTER, MA 01609-1056 |
| Document Number | 073024-101 |
| Book / Page | 73024 / 101 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 113312 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3 CARTER WAY, WORCESTER, MA 01609-1056 |
| Document Number | 0000113313 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 113313 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2055 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Feb 28, 2024 |
| Property Address | 3 CARTER WAY, WORCESTER, MA 01609-1056 |
| Document Number | 070236-125 |
| Book / Page | 70236 / 125 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 14503 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CARTER WAY, WORCESTER, MA 01609-1056 |
| Document Number | 0000014504 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 14504 |
| Name | CAMBRIDGE TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.63% |
| Type Change Date | Mar 01, 2031 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 3 CARTER WAY, WORCESTER, MA 01609-1056 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62888-303 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 62888/303 |
| Instrument | 81700 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2045 |
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,764.00 (+6.14%) | $512,800 (+15.39%) Land $118,900 Building $393,900 | $633,935 (+7.51%) |
| 2024 | $589,665 | ||
| 2023 | $6,373.00 | $444,400 Land $103,400 Building $341,000 |
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