3 Carol Ln, Tappan, NY 10983 Property Records

Rockland County and Orangetown Town property record for 3 Carol Ln, Tappan, NY 10983

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,575 sqft · built 1980
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$838,400 (Aug 2024)
Deeds & MortgagesNov 2022 Line of Credit
Jul 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN392489 77.11-2-49

Property Details

APN / Parcel Number

Primary APN392489 77.11-2-49
Alternative APNs
  • 248907701100020490000000
  • 0026445

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,575 sqft Living Area
1st Floor Area1,487 sqft
2nd Floor Area1,088 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0026445
Old Parcel Number248907701100020490000000
Street Address3 CAROL LN
CityTAPPAN
StateNY
Zip10983-2125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal Description60/51/457/19.29
Legal SubdivisionWASHINGTON MEWS
Legal Block2
Legal Lot Number49.000
JurisdictionROCKLAND NY
Township / Civil DivisionORANGETOWN
Census Block Group3
Census Block3011
Census Tract13401

Owner

Source: Rockland County and Orangetown Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3 CAROL LN, TAPPAN, NY 10983-2125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jul 8, 2022Bargain and Sale Deed, Transfer
Sep 24, 2018Grant Deed, Transfer · FHA Mortgage
MAGNOLIA BK
Sep 21, 2018Deed of Trust, Mortgage · FHA Mortgage
MAGNOLIA BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2024 · Amount on Record
Deed SaleAug 8, 2024 · Amount on Record
Prior SaleJul 8, 2022
Deed Document Number0202422111
Deed Book / Page2024 / 22111
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address3 CAROL LN, TAPPAN, NY 10983-2125
Transaction TypeMortgage
Record UpdatedNov 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038396
DateNov 1, 2022
Instrument2022-00038396
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 4, 2047
Interest
Rate TypeFixed Rate

July 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateJul 8, 2022
Property Address3 CAROL LN, TAPPAN, NY 10983-2125
Document Number0000024814
Map ReferenceBK 93 PG 49 MAP 4993
Instrument DateMay 31, 2022
Instrument2022-00024814
Transaction TypeTransfer
Record UpdatedJul 27, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CAROL LN, TAPPAN, NY 10983-2125

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROCKLAND NY
Recording DateSep 24, 2018
Property Address3 CAROL LN, TAPPAN, NY 10983-2125
Document Number0000028660
Instrument DateSep 21, 2018
Instrument28660
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyCELTIC TITLE AND ABSTRACT LLC, CELTIC TITLE & ABS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,476.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 CHAPEL CT ORANGEBURG NY 109622401, ORANGEBURG, NY 10962-2401

Mortgage

Document Number28661
DateSep 24, 2018
Instrument28661
Lender
NameMAGNOLIA BK
TypeBank
AddressCAMPBELLSVILLE, KY 42718
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 23, 2048

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address3 CAROL LN, TAPPAN, NY 10983-2125
Document Number0000012921
Instrument DateSep 21, 2018
Transaction TypeMortgage
Record UpdatedMay 30, 2019
Title CompanyCELTIC TITLE AND ABSTRACT LLC, CELTIC TITLE & ABS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 CAROL LN TAPPAN NY 109832125, TAPPAN, NY 10983-2125

Mortgage

Document Number0000012921
DateMay 6, 2019
Instrument12921
Lender
NameMAGNOLIA BK
TypeBank
AddressCAMPBELLSVILLE, KY 42718
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 5, 2049

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionOrangetown Town
Unified School DistrictSouth Orangetown Central School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$239,000 (-) Land $42,500 Building $196,500$700,058 (+4.36%) Land $124,487 Building $575,571
2023$239,000 Land $42,500 Building $196,500$670,783 Land $119,281 Building $551,502

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims38 (1979–2021)
Claims Outside the SFHA15 of 38
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 8 claims
  • Hurricane Irene, Aug 2011 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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