Suffolk County and Smithtown Town property record for 3 Carnegie Dr, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $599,000 (May 2024) |
| Tax Bill | $13,577 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 81.-2-22 |
| Primary APN | 473489 81.-2-22 |
|---|---|
| Alternative APNs |
|
| Lot Area | 14,810 sqft (0.34 acres) |
|---|
| Old Parcel Number | 473489 81.-2-22 |
|---|---|
| Street Address | 3 CARNEGIE DR |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-2028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 81.-2-22 *3176 LOT 39 EAST HILL ESTS SEC 5 |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 135002 |
3 Carnegie Dr is owned by an individual who bought it in May 2024.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 BROOK RD, PORT JEFFERSON, NY 11777-1626 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage SUFFOLK FCU |
| Jul 31, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 1, 2024 | Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on File |
| Deed Sale | May 1, 2024 · Amount on File |
| Deed Book / Page | 13246 / 766 |
| Prior Transfer Date | Mar 6, 2012 |
| Prior Transfer Doc | D000126910082 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 CARNEGIE DR, SMITHTOWN, NY 11787-2028 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0236880293 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | 23688/293 |
| Name | SUFFOLK FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 CARNEGIE DR, SMITHTOWN, NY 11787-2028 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0236010002 |
|---|---|
| Date | Jul 31, 2024 |
| Book Page | 23601/2 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 1, 2024 |
| Property Address | 3 CARNEGIE DR, SMITHTOWN, NY 11787-2028 |
| Document Number | 0132460766 |
| Book / Page | 13246 / 766 |
| Instrument Date | Mar 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 114 BROOK RD, PORT JEFFERSON, NY 11777-1626 |
| Investor | Possibly a Property Investor |
| Document Number | 0023584120 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 23584/120 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,020 Land $350 Building $5,670 | $752,500 Land $43,750 Building $708,750 | |
| 2024 | $13,577.00 | ||
| 2023 | $6,160 Land $350 Building $5,810 | $7,080 Land $402 Building $6,678 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3 Carnegie Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–1981) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Carnegie Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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