Cumberland Town property record for 3 Carnation St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,990 sqft · built 1987 |
| Lot Size | 3.33 acres (145,316 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,245 (2026) |
| Deeds & Mortgages | Sep 2024 Line of Credit Aug 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-0682-00 |
| Primary APN | 10-0682-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,990 sqft Living Area |
| Gross Area | 3,775 sqft |
| 1st Floor Area | 1,246 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 145,316 sqft (3.33 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 10-0682-00 |
|---|---|
| Street Address | 3 CARNATION ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-1111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 30 |
| Legal Block | 35 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 11402 |
3 Carnation St is owned and occupied by an individual who acquired it in August 2024.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 CARNATION ST, CUMBERLAND, RI 02864-1111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2024 | Deed of Trust, Mortgage · Line of Credit MILFORD FSB |
| Aug 21, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 20, 2024 |
| Transfer Doc | 001984-740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 3 CARNATION ST, CUMBERLAND, RI 02864-1111 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001986-831 |
|---|---|
| Date | Sep 24, 2024 |
| Book Page | 1986/831 |
| Instrument | 145857 |
| Name | MILFORD FSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Aug 21, 2024 |
| Property Address | 3 CARNATION ST, CUMBERLAND, RI 02864-1111 |
| Document Number | 001984-740 |
| Book / Page | 1984 / 740 |
| Instrument Date | Aug 20, 2024 |
| Instrument | 145393 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 CAROL DR, CUMBERLAND, RI 02864-5111 |
The 2026 property tax bill for 3 Carnation St was $6,245, down 1.6% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,245.00 (-1.59%) | $623,900 (+20.63%) Land $252,200 Building $371,700 | $672,536 |
| 2025 | $6,346.00 | $517,200 Land $188,700 Building $328,500 | |
| 2023 | $6,010.00 (-0.48%) | $517,200 (+28.37%) Land $188,700 Building $328,500 | |
| 2022 | $6,039.00 | $402,900 Land $146,000 Building $256,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Carnation St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Carnation St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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