3 Carna Rd, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 3 Carna Rd, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1950
Lot Size	0.235 acres (10,224 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (Jun 2020)
Tax Bill	$6,735 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0054 B:0015 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0054 B:0015 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area
Gross Area	4,288 sqft
Basement Area	1,184 sqft
Unfinished Basement	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,224 sqft (0.235 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3 CARNA RD
City	MARBLEHEAD
State	MA
Zip	01945-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	15
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	1
Census Block	1005
Census Tract	203100

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CARNA RD, MARBLEHEAD, MA 01945-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Feb 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC
Jun 4, 2020	Trustee's Deed, Transfer · Conventional with PMI ROSS MTG CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2020 · Amount on Record
Deed Sale	Jun 4, 2020 · Amount on Record
Deed Book / Page	38581 / 396
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	3 CARNA RD, MARBLEHEAD, MA 01945-1109
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	040277-561
Date	Sep 15, 2021
Book Page	40277/561
Instrument	20210915000220

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	3 CARNA RD, MARBLEHEAD, MA 01945-1109
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0039498-33
Date	Feb 5, 2021
Book Page	39498/33
Instrument	20210205003000

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Jun 4, 2020
Property Address	3 CARNA RD, MARBLEHEAD, MA 01945-1109
Document Number	38581-396
Book / Page	038581 / 000396
Instrument Date	Jun 3, 2020
Instrument	4002510
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,731.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 CARNA RD MARBLEHEAD MA 019451109, MARBLEHEAD, MA 01945-1109

Mortgage

Document Number	38581-398
Date	Jun 4, 2020
Book Page	038581/000398
Instrument	4002520

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,735.00 (-5.43%)	$786,800 (-0.03%) Land $506,500 Building $278,100	$822,534 (+1.89%)
2025	$7,122.00 (+22.43%)	$787,000 (+21.23%) Land $533,100 Building $253,900	$807,310
2024	$5,817.00 (-12.06%)	$649,200 (-1.86%) Land $479,800 Building $169,400
2023	$6,615.00	$661,500 Land $479,800 Building $181,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on Carna Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures