3 Carmen Ave, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 3 Carmen Ave, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,148 sqft · built 1961
Lot Size	0.213 acres (9,261 sqft)
Owner	2 Individual Names on File
Last Sale	$830,000 (Jul 2026)
Tax Bill	$8,052 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STON M:02 B:000 L:20`

Property Details

APN / Parcel Number

Primary APN	`STON M:02 B:000 L:20`
Alternative APN	`4294`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,148 sqft Living Area
Gross Area	3,372 sqft
Basement Area	1,044 sqft
Unfinished Basement	104 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,261 sqft (0.213 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4294
Street Address	3 CARMEN AVE
City	STONEHAM
State	MA
Zip	02180-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	20
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	1
Census Block	1001
Census Tract	337102

Owner

3 Carmen Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 CARMEN AVE, STONEHAM, MA 02180-1404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Mar 2, 1989 · Amount on File
Deed Document Number	202695516
Deed Book / Page	85951 / 520
Prior Transfer Date	Sep 27, 2024
Prior Transfer Doc	083626-413
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Jul 30, 2026
Property Address	3 CARMEN AVE, STONEHAM, MA 02180-1404
Document Number	0000095516
Book / Page	85951 / 520
Instrument Date	Jul 30, 2026
Instrument	202695516
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 CARMEN AVE, STONEHAM, MA 02180-1404

Mortgage

Date	Jul 30, 2026

Lender

Name	LEADER BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 3 Carmen Ave was $8,052, up 4.3% from the year before.

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,052.00 (+4.26%)	$800,400 (+6.03%) Land $412,200 Building $388,200	$823,745 (-)
2025	$7,723.00 (+3.65%)	$754,900 (+7.29%) Land $392,600 Building $362,300	$823,745 (+5.01%)
2024	$7,451.00 (-2.36%)	$703,600 (+2.34%) Land $363,200 Building $340,400	$784,415
2023	$7,631.00	$687,500 Land $333,700 Building $353,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Carmen Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Carmen Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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