3 Carmel Ct, Jacksonville, IL 62650 Property Records

Morgan County property record for 3 Carmel Ct, Jacksonville, IL 62650

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Mar 2026)
Tax Bill	$8,833 (2025)
Deeds & Mortgages	May 2013 Line of Credit Apr 2007 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-24-301-007`

Property Details

APN / Parcel Number

Primary APN	`08-24-301-007`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	3 CARMEL CT
City	JACKSONVILLE
State	IL
Zip	62650-3602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: CITY OF JACKSONVILLE WESTWINDS 2ND ADDITION LT 96 DOC-391093 3-89 21,500
Legal Range	11W
Legal Township	15N
Legal Section	24
Legal Subdivision	WESTWINDS 2ND ADD
Legal Lot Number	96
Jurisdiction	MORGAN IL
Township / Civil Division	JACKSONVILLE NO. 9
Census Block Group	2
Census Block	2006
Census Tract	951900

Owner

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CARMEL CT, JACKSONVILLE, IL 62650-3602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 6, 2013	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Apr 23, 2007	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Mar 20, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 7, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 31, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 24, 2019	Warranty Deed, Transfer · Conventional Mortgage CNB BANK & TRUST NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	2026659274
Prior Transfer Date	Oct 26, 2022
Prior Transfer Doc	0000644792
Record Updated	Sep 20, 2026

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	3 CARMEL CT, JACKSONVILLE, IL 62650-3602
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000595774
Date	May 6, 2013
Instrument	595774

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 10, 2033

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	3 CARMEL CT, JACKSONVILLE, IL 62650-3602
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000554884
Date	Apr 23, 2007
Instrument	554884

Lender

Name	PREMIER BANK
Type	Bank
Address	JACKSONVILLE, IL 62650

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Mar 20, 2026
Property Address	3 CARMEL CT, JACKSONVILLE, IL 62650-3602
Document Number	0000659274
Instrument Date	Mar 20, 2026
Instrument	659274
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 CARMEL CT, JACKSONVILLE, IL 62650-3602

Mortgage

Document Number	0000659275
Date	Mar 20, 2026
Instrument	659275

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate	5.99%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN IL
Recording Date	Mar 7, 2023
Property Address	3 CARMEL CT, JACKSONVILLE, IL 62650-3602
Document Number	0000646072
Instrument Date	Mar 6, 2023
Instrument	646072
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 LAVAN DR, JACKSONVILLE, IL 62650-1015

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MORGAN IL
Recording Date	Oct 31, 2022
Property Address	3 CARMEL CT, JACKSONVILLE, IL 62650-3602
Document Number	0000644792
Instrument Date	Oct 26, 2022
Instrument	644792
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 LAVAN DR, JACKSONVILLE, IL 62650-1015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LAVAN DR, JACKSONVILLE, IL 62650-1015

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Jun 24, 2019
Property Address	3 CARMEL CT, JACKSONVILLE, IL 62650-3602
Document Number	0000626922
Instrument Date	Jun 21, 2019
Instrument	626922
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	274 WALKERS CAY DR, OSAGE BEACH, MO 65065-2707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CARMEL CT, JACKSONVILLE, IL 62650-3602
Investor	Possibly a Property Investor

Mortgage

Document Number	0000626923
Date	Jun 24, 2019
Instrument	626923

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Jacksonville City
Unified School District	Jacksonville School District 117 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,833.00 (+8.63%)	$102,190 (+1.77%) Land $8,500 Building $93,690	$306,570 (+1.77%) Land $25,500 Building $281,070
2024	$8,131.00 (+12.45%)	$100,410 (+12.48%) Land $8,500 Building $91,910	$301,230 (+12.48%) Land $25,500 Building $275,730
2023		$89,270 (+17.62%) Land $8,500 Building $80,770	$267,810 (+17.62%) Land $25,500 Building $242,310
2022	$7,231.00 (+16.61%) Homeowner's exemption	$75,900 Land $8,500 Building $67,400	$227,700 Land $25,500 Building $202,200
2021	$6,201.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSONVILLE serves 19,903 people · EPA ID IL1370200
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Illinois Net.

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