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3 Cardinal Ln, Flagler Beach, FL 32136 Property Records

Flagler County property record for 3 Cardinal Ln, Flagler Beach, FL 32136 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage1,369 sqft Living Area
Lot Size8,581 sqft (0.197 acres)
OccupancyOwner Occupied
Tax Bill$1,640.00 (2024)

Property Details

APN / Parcel Number

Primary APN23-11-31-5300-00000-0180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,369 sqft Living Area
Gross Area2,055 sqft Gross Area
1st Floor1,369 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,581 sqft (0.197 acres)
DrivewayDriveway Concrete
Driveway Area360 sqft Driveway

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address3 CARDINAL LN
CityFLAGLER BEACH
StateFL
Zip32136-2756
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIVER BEACH SUBD LOT 18 OR BOOK 85 PAGE 500 & OR BOOK 88 PAGE 275 OR 679 PG 1727-DC FOR HAROLD OR 899 PG 537-RDMAN HARRIS TRUST OR 1629 PG 1494- DC OR 1629 PG 1524-ROBERT N HARRIS PR OR 1644/534 OR 1655/1785-CD OR 1765/700- RDMAN RENE DAWN HARRIS OR
Legal Range31E
Legal Township11S
Legal Section23
Legal SubdivisionRIVER BEACH SUBD
Legal Lot Number18
JurisdictionFLAGLER FL
Minor Civil DivisionFLAGLER BEACH
Census Blockgroup2
Census Block2021
Census Tract60303

Owner

Source: Flagler County records · APN 23-11-31-5300-00000-0180

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 CARDINAL LN, FLAGLER BEACH, FL 32136-2756
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Jun 18, 2018Affidavit, Transfer · Conventional Mortgage
RP FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2018
Deed SaleJun 18, 2018
Deed Doc Number201822583
Deed Book / Page2286 / 1279
Prior Transfer DateJun 21, 2011
Prior Transfer Doc0018211128
Record RefreshedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address3 CARDINAL LN, FLAGLER BEACH, FL 32136-2756
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CARDINAL LN, FLAGLER BEACH, FL 32136-2756

Mortgage

Document Number0026991932
DateJun 23, 2022
Book Page2699/1932
Instrument2022032640
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueMay 01, 2052

June 2018: Affidavit, Transfer

Document TypeAffidavit
JurisdictionFLAGLER FL
Recording DateJun 18, 2018
Property Address3 CARDINAL LN, FLAGLER BEACH, FL 32136-2756
Document Number0022861279
Book / Page2286 / 1279
Map ReferenceMB5 PG36&37
Instrument DateMay 09, 2018
Instrument2018022583
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyUNITED TITLE GROUP LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CARDINAL LN, FLAGLER BEACH, FL 32136-2756

Mortgage

Document Number2018022584
DateJun 18, 2018
Instrument2018022584
Lender
NameRP FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,253.00 (-23.6%) Homeowner's exemption$129,923 (+5.99%)$329,773 (-0.63%) Land $138,000 Building $191,773
2024$1,640.00 (+2.56%)
2023$1,599.00 (+11.58%) Homeowner's exemption$122,584 (+3%)$331,860 (+1.7%) Land $138,000 Building $193,860
2022$1,433.00 Homeowner's exemption$119,014$326,312 Land $132,000 Building $194,312

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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