Somerset County and Warren Township property record for 3 Cardinal Dr, Warren, NJ 07059
| Property Type | Single Family Home |
|---|---|
| Details | 4,471 sqft · built 1988 |
| Lot Size | 1.53 acres (67,082 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,350,000 (May 2022) |
| Tax Bill | $24,989 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-00015-0000-00004-07 |
| Primary APN | 20-00015-0000-00004-07 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,471 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Lot Area | 67,082 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | 00003660 |
|---|---|
| Street Address | 3 CARDINAL DR |
| City | WARREN |
| State | NJ |
| Zip | 07059-6750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R65 |
| Legal Subdivision | WATCHUNG RDG SEC 02 |
| Legal Block | 15 |
| Legal Lot Number | 4.7 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 52204 |
3 Cardinal Dr is owned and occupied by two individuals who bought it in May 2022.
Source: Somerset County and Warren Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CARDINAL DR, WARREN, NJ 07059-6750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 17, 2022 | Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2022 · Amount on File |
| Deed Sale | May 17, 2022 · Amount on File |
| Prior Sale | Jun 26, 2001 · Amount on File |
| Deed Document Number | 202219635 |
| Deed Book / Page | 7444 / 3205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 3 CARDINAL DR, WARREN, NJ 07059-6750 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | UNITED LAND TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000025378 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 7448/2178 |
| Instrument | 2022025378 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 17, 2022 |
| Property Address | 3 CARDINAL DR, WARREN, NJ 07059-6750 |
| Document Number | 0000019635 |
| Book / Page | 7444 / 3205 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 2022019635 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $13,810.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 WORTH ST # ST6L, 95, NEW YORK, NY 10013-6700 |
| Name | Verified Name |
|---|---|
| Address | 3 CARDINAL DR, WARREN, NJ 07059-6750 |
The 2025 property tax bill for 3 Cardinal Dr was $24,989, up 1% from the year before.
Source: Somerset County and Warren Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Warren Township |
| Elementary School District | Warren Township School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,531,600 (+7.38%) Land $496,400 Building $1,035,200 | $1,531,600 (+7.38%) Land $496,400 Building $1,035,200 | |
| 2025 | $24,989.00 (+9.96%) | $1,426,300 Land $455,500 Building $970,800 | $1,426,300 Land $455,500 Building $970,800 |
| 2024 | $22,726.00 | ||
| 2023 | $1,104,300 Land $382,700 Building $721,600 | $1,104,300 Land $382,700 Building $721,600 | |
| 2022 | $27,176.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Cardinal Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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