3 Cardinal Dr, Dudley, MA 01571 Property Records

Worcester County and Dudley Town property record for 3 Cardinal Dr, Dudley, MA 01571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,898 sqft · built 1985
Lot Size	0.654 acres (28,493 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Aug 2021)
Tax Bill	$4,462 (2026)
Deeds & Mortgages	Feb 2023 Refinance Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DUDL M:108 L:076`

Property Details

APN / Parcel Number

Primary APN	`DUDL M:108 L:076`
Alternative APN	`M:015 B:C=2 L:123=025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,898 sqft Living Area
Gross Area	3,760 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,493 sqft (0.654 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 CARDINAL DR
City	DUDLEY
State	MA
Zip	01571-6141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	CARDINAL HEIGHTS SEC 06
Legal Lot Number	76
Jurisdiction	DUDLEY MA
Township / Civil Division	DUDLEY
Census Block Group	1
Census Block	1016
Census Tract	755201

Owner

Source: Worcester County and Dudley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 CARDINAL DR, DUDLEY, MA 01571-6141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIVE CENTS SAVINGS BANK
Aug 26, 2021	Quit Claim Deed, Transfer
Aug 25, 2017	Quit Claim Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Aug 25, 2017 · Amount on Record
Deed Book / Page	65920 / 368
Prior Transfer Date	Aug 24, 2021
Prior Transfer Doc	65920-368
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	3 CARDINAL DR, DUDLEY, MA 01571-6141
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068829-158
Date	Feb 15, 2023
Book Page	68829/158
Instrument	13235

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2043

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS MA
Recording Date	Aug 26, 2021
Property Address	3 CARDINAL DR, DUDLEY, MA 01571-6141
Document Number	65920-368
Book / Page	65920 / 368
Instrument Date	Aug 24, 2021
Instrument	120110
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 UPLAND DR, KILLINGLY, CT 06239-2131

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUDLEY MA
Recording Date	Aug 25, 2017
Property Address	3 CARDINAL DR, DUDLEY, MA 01571-6141
Document Number	57636-74
Book / Page	057636 / 000074
Instrument Date	Aug 14, 2017
Instrument	93230
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,276.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CARDINAL DR DUDLEY MA 015716141, DUDLEY, MA 01571-6141

Mortgage

Document Number	57636-76
Date	Aug 25, 2017
Book Page	057636/000076
Instrument	93231

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: Worcester County and Dudley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Dudley Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,462.00 (+10,276.74%)	$443,500 (+8.97%) Land $105,800 Building $337,700	$513,475 (+11.77%)
2025	$43.00 (-98.95%)	$407,000 (+4.2%) Land $91,000 Building $316,000	$459,420
2024	$4,093.00 (+13.47%)	$390,600 (+10.03%) Land $91,000 Building $299,600
2023	$3,607.00	$355,000 Land $79,400 Building $275,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUDLEY WATER DEPARTMENT serves 5,515 people · EPA ID MA2080000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cardinal Dr

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