Middlesex County and Edison Township property record for 3 Cardinal Ave, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 2,275 sqft · built 1970 |
| Lot Size | 0.497 acres (21,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $549,900 (Jul 2005) |
| Tax Bill | $13,919 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Nov 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00546-29-00021 |
| Primary APN | 05-00546-29-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,275 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Lot Area | 21,632 sqft (0.497 acres) |
| Lot Dimensions | 223 ft deep x 97 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3 CARDINAL AVE |
|---|---|
| City | EDISON |
| State | NJ |
| Zip | 08820-2765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 97X223 |
| Legal Subdivision | OAKLAND VILLAGE SEC 04 |
| Legal Block | 546.2 |
| Legal Lot Number | 21 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 1409 |
Source: Middlesex County and Edison Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 CARDINAL AVE, EDISON, NJ 08820-2765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| May 8, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Mar 20, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2005 · Amount on Record |
| Deed Sale | Jul 21, 2005 · Amount on Record |
| Prior Sale | Jul 26, 1999 · Amount on Record |
| Deed Book / Page | 5522 / 845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 3 CARDINAL AVE, EDISON, NJ 08820-2765 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3 CARDINAL AVE, EDISON, NJ 08820-2765 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010537 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 19405/1821 |
| Instrument | 2024010537 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 3 CARDINAL AVE, EDISON, NJ 08820-2765 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | AMERICAN HOME TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000100894 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 17702/0598 |
| Instrument | 2019100894 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 3 CARDINAL AVE, EDISON, NJ 08820-2765 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014688 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 18262/1644 |
| Instrument | 2021014688 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 3 CARDINAL AVE, EDISON, NJ 08820-2765 |
| Document Number | 0000047735 |
| Instrument Date | May 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2018 |
| Title Company | EQUITY NATIONAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3 CARDINAL AVE EDISON NJ 088202765, EDISON, NJ 08820-2765 |
| Document Number | 0000047735 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 017193/001129 |
| Instrument | 47735 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 28, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 3 CARDINAL AVE, EDISON, NJ 08820-2765 |
| Document Number | 0000009501 |
| Book / Page | 016735 / 000662 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3 CARDINAL AVE EDISON NJ 088202765, EDISON, NJ 08820-2765 |
| Document Number | 0000009501 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 016735/000662 |
| Instrument | 9501 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 5, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,900 (-) Land $120,400 Building $113,500 | $233,900 (-) Land $120,400 Building $113,500 | |
| 2025 | $13,919.00 (-0.04%) | $233,900 (-) Land $120,400 Building $113,500 | $233,900 (-) Land $120,400 Building $113,500 |
| 2024 | $13,924.00 (+0.51%) | ||
| 2023 | $233,900 Land $120,400 Building $113,500 | $233,900 Land $120,400 Building $113,500 | |
| 2022 | $13,853.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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