3 Cara Dr, Lincoln, RI 02865 Property Records

Lincoln Town property record for 3 Cara Dr, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,162 sqft · built 1997
Lot Size	0.426 acres (18,557 sqft)
Owner	2 Individual Names on File
Last Sale	$599,000 (Dec 2024)
Tax Bill	$7,540 (2025)
Deeds & Mortgages	Feb 2022 Refinance May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00010-84`

Property Details

APN / Parcel Number

Primary APN	`14-00010-84`
Alternative APNs	`LINC M:17 L:082.0 U` `2-14465-62`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
Gross Area	3,359 sqft
1st Floor Area	1,162 sqft
Basement Area	854 sqft
Unfinished Basement	854 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,557 sqft (0.426 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	14-00010-84
Street Address	3 CARA DR
City	LINCOLN
State	RI
Zip	02865-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS12
Legal Lot Number	82.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2023
Census Tract	11702

Owner

3 Cara Dr is owned and occupied by two individuals who bought it in December 2024.

Source: Lincoln Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 CARA DR, LINCOLN, RI 02865-3116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DAVID BELMUHEUR
May 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SEACOAST MORTGAGE CORPORATION
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2024 · Amount on File
Deed Sale	Dec 12, 2024 · Amount on File
Prior Sale	Nov 23, 2016 · Amount on File
Deed Document Number	20246811
Deed Book / Page	2545 / 293
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	3 CARA DR, LINCOLN, RI 02865-3116
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002410-77
Date	Feb 23, 2022
Book Page	2410/77
Instrument	20220000000727

Lender

Name	DAVID BELMUHEUR

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	3 CARA DR, LINCOLN, RI 02865-3116
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2337-100
Date	May 12, 2021
Book Page	2337/100
Instrument	20210000002360

Lender

Name	SEACOAST MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	3 CARA DR, LINCOLN, RI 02865-3116
Document Number	2075-120
Book / Page	002075 / 000120
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CARA DR LINCOLN RI 028653116, LINCOLN, RI 02865-3116

Mortgage

Document Number	2075-120
Date	Sep 5, 2017
Book Page	002075/000120

Lender

Name	SEACOAST MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Cara Dr was $7,540.

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Lincoln Town
Unified School District	Lincoln School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,540.00	$557,700 Land $249,000 Building $308,700	$561,596
2023	$6,603.00	$400,400 Land $130,300 Building $270,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Cara Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2010–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Cara Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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