3 Captain Scott Rd, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 3 Captain Scott Rd, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,638 sqft · built 1996
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,610 (2025)
Deeds & Mortgages	Oct 2021 Refinance Mar 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HARW M:103 P:W1-25`

Property Details

APN / Parcel Number

Primary APN	`HARW M:103 P:W1-25`
Alternative APNs	`M:00103 B:W001 L:025` `17416`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,638 sqft Living Area
Gross Area	6,365 sqft
1st Floor Area	1,955 sqft
Basement Area	1,653 sqft
Unfinished Basement	1,653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	17416
Street Address	3 CAPTAIN SCOTT RD
City	HARWICH
State	MA
Zip	02645-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	3
Census Block	3001
Census Tract	11100

Owner

3 Captain Scott Rd is owned by two individuals who acquired it in February 2018.

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 TROUT BROOK WAY, SHIRLEY, MA 01464-2335
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 11, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 27, 2018	Quit Claim Deed, Transfer
Oct 13, 2017	Quit Claim Deed, Transfer CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2018
Deed Sale	Feb 27, 2018
Prior Sale	Oct 13, 2017 · Amount on File
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	3 CAPTAIN SCOTT RD, HARWICH, MA 02645-1243
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001443301
Date	Oct 29, 2021
Instrument	1443301

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Mar 11, 2020
Property Address	3 CAPTAIN SCOTT RD, HARWICH, MA 02645-1243
Document Number	0001392218
Instrument Date	Mar 9, 2020
Instrument	1392218
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001392219
Date	Mar 11, 2020
Instrument	1392219

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Feb 27, 2018
Property Address	3 CAPTAIN SCOTT RD, HARWICH, MA 02645-1243
Document Number	0001341091
Instrument Date	Feb 6, 2018
Instrument	1341091
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 TROUT BROOK WAY SHIRLEY MA 014642335, SHIRLEY, MA 01464-2335

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Oct 13, 2017
Property Address	3 CAPTAIN SCOTT RD, HARWICH, MA 02645-1243
Document Number	0001331997
Instrument	1331997
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.28
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CAPTAIN SCOTT RD, HARWICH, MA 02645-1243

Mortgage

Date	Oct 13, 2017

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Captain Scott Rd was $6,610, up 3.3% from the year before.

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,610.00 (+3.33%)	$1,118,500 (+5.44%) Land $261,500 Building $857,000	$1,083,285
2024	$6,397.00 (+7.03%)	$1,060,800 (+17.84%) Land $246,700 Building $814,100
2023	$5,977.00	$900,200 Land $224,300 Building $675,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Captain Scott Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Captain Scott Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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