3 Capen St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 3 Capen St, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,267 sqft · built 1920
Lot Size	0.086 acres (3,751 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (May 2017)
Tax Bill	$6,874 (2026)
Deeds & Mortgages	Mar 2021 Refinance Dec 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`STON M:12 B:000 L:334`

Property Details

APN / Parcel Number

Primary APN	`STON M:12 B:000 L:334`
Alternative APN	`1168`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,267 sqft Living Area
Gross Area	2,330 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,751 sqft (0.086 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1168
Street Address	3 CAPEN ST
City	STONEHAM
State	MA
Zip	02180-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	H C BUCK TRUSTEE
Legal Lot Number	334
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	2
Census Block	2012
Census Tract	337101

Owner

3 Capen St is owned and occupied by an individual who bought it in May 2017.

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 CAPEN ST, STONEHAM, MA 02180-1216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Dec 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 2, 2019	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
May 24, 2017	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2017 · Amount on File
Deed Sale	May 24, 2017 · Amount on File
Prior Sale	Jul 15, 2013 · Amount on File
Deed Book / Page	69326 / 555
Transfer Doc	069326-555
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	3 CAPEN ST, STONEHAM, MA 02180-1216
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077333-528
Date	Mar 26, 2021
Book Page	77333/528
Instrument	67240

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	3 CAPEN ST, STONEHAM, MA 02180-1216
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081007-428
Date	Dec 1, 2022
Book Page	81007/428
Instrument	175471

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	3 CAPEN ST, STONEHAM, MA 02180-1216
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080456-245
Date	Jul 20, 2022
Book Page	80456/245
Instrument	110378

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	3 CAPEN ST, STONEHAM, MA 02180-1216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73747-190
Date	Dec 2, 2019
Book Page	73747/190
Instrument	189057

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2027

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	May 24, 2017
Property Address	3 CAPEN ST, STONEHAM, MA 02180-1216
Document Number	69326-555
Book / Page	69326 / 555
Instrument	76829
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.03
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CAPEN ST, STONEHAM, MA 02180-1216

Mortgage

Document Number	693260559
Date	May 24, 2017
Instrument	69326/0559

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 24, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3 Capen St was $6,874, up 0.8% from the year before.

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,874.00 (+0.84%)	$683,300 (+2.54%) Land $337,500 Building $345,800	$701,385 (-)
2025	$6,817.00 (+4.59%)	$666,400 (+8.27%) Land $320,600 Building $345,800	$701,385 (-2.39%)
2024	$6,518.00 (+2.31%)	$615,500 (+7.23%) Land $295,300 Building $320,200	$718,580
2023	$6,371.00	$574,000 Land $270,000 Building $304,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Capen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Capen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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