Monmouth County and Howell Township property record for 3 Cape Ct, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,032 sqft · built 1980 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Mar 2023) |
| Tax Bill | $11,304 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00084-01-00085 |
| Primary APN | 21-00084-01-00085 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,032 sqft Living Area |
| 1st Floor Area | 1,096 sqft |
| Upper Floors Area | 936 sqft |
| Basement Area | 408 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 256 sqft |
| Porch | Open Porch |
| Patio Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 210850 |
|---|---|
| Street Address | 3 CAPE CT |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC-1 |
| Legal Subdivision | FINAL MAP OF U S AT CANDLEWOOD SECTION 5 |
| Legal Block | 84.1 |
| Legal Lot Number | 85 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 811303 |
Source: Monmouth County and Howell Township records · APN 21-00084-01-00085
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CAPE CT, HOWELL, NJ 07731-1650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2023 | Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC |
| Jan 03, 2020 | Grant Deed, Transfer · Conventional Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 08, 2023 · Amount on Record |
| Deed Sale | Mar 08, 2023 · Amount on Record |
| Prior Sale | Jan 03, 2020 · Amount on Record |
| Deed Document Number | 202316454 |
| Deed Book / Page | 9636 / 7108 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 08, 2023 |
| Property Address | 3 CAPE CT, HOWELL, NJ 07731-1650 |
| Document Number | 0096367108 |
| Book / Page | 9636 / 7108 |
| Instrument Date | Mar 06, 2023 |
| Instrument | 2023016454 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2023 |
| Title Company | MADISON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 CARRIAGE WAY, MILLSTONE TOWNSHIP, NJ 08510-8719 |
| Name | Verified Name |
|---|---|
| Address | 3 CAPE CT, HOWELL, NJ 07731-1650 |
| Document Number | 2023016455 |
|---|---|
| Date | Mar 08, 2023 |
| Instrument | 2023016455 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 03, 2020 |
| Property Address | 3 CAPE CT, HOWELL, NJ 07731-1650 |
| Document Number | 0000001144 |
| Book / Page | 009388 / 009454 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 1144 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | NOBLE TITLE, NOBLE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 CAPE CT HOWELL NJ 077311650, HOWELL, NJ 07731-1650 |
| Document Number | 1145 |
|---|---|
| Date | Jan 03, 2020 |
| Book Page | 009388/009497 |
| Instrument | 1145 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2050 |
Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $687,300 (+4.64%) Land $410,000 Building $277,300 | $687,300 (+4.64%) Land $410,000 Building $277,300 | |
| 2025 | $11,304.00 (+6%) | $656,800 (+31.57%) Land $382,000 Building $274,800 | $656,800 (+31.57%) Land $382,000 Building $274,800 |
| 2024 | $10,664.00 (+36.21%) | ||
| 2023 | $499,200 Land $280,000 Building $219,200 | $499,200 Land $280,000 Building $219,200 | |
| 2022 | $7,829.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable · Fiber in parts of the area | 940 / 35 |
May also be available: Verizon.
Based on FCC filings for 411 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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