Suffolk County and Smithtown Town property record for 3 Candlelight Ct, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,924 sqft · built 1964 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,275,000 (Feb 2024) |
| Tax Bill | $19,902 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473405 2.-2-13 |
| Primary APN | 473405 2.-2-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 2,719 sqft |
| 1st Floor Area | 943 sqft |
| 2nd Floor Area | 981 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 43,560 sqft |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 795 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3 CANDLELIGHT CT |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-2242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-751.14 TC-71 WEATHERSTONE RIDGE LOT 14 *7138 |
| Legal Subdivision | WEATHERSTONE RDG |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 134909 |
3 Candlelight Ct is owned by two individuals who bought it in February 2024.
Source: Suffolk County and Smithtown Town records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 REDAN DR, SMITHTOWN, NY 11787-4408 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK |
| Feb 16, 2024 | Deed, Transfer · Stand-Alone First Mortgage BETHPAGE FCU |
| Feb 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CONTINENTAL MORTGAGE BANKING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2024 · Amount on File |
| Deed Sale | Feb 16, 2024 · Amount on File |
| Prior Sale | May 29, 2015 · Amount on File |
| Deed Book / Page | 13236 / 541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 17, 2026 |
| Property Address | 3 CANDLELIGHT CT, SMITHTOWN, NY 11787-2242 |
| Document Number | 2374000205 |
| Book / Page | 23745 / 205 |
| Instrument Date | Apr 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | TITLEVEST AGENCY INC, TITLEVEST AGENCY, INC |
| Name | Verified Name |
|---|---|
| Address | 3 CANDLELIGHT CT, SMITHTOWN, NY 11787-2242 |
| Document Number | 2374000205, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 23745/205 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 16, 2024 |
| Property Address | 3 CANDLELIGHT CT, SMITHTOWN, NY 11787-2242 |
| Document Number | 0132360541 |
| Book / Page | 13236 / 541 |
| Instrument Date | Nov 9, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 REDAN DR, SMITHTOWN, NY 11787-4408 |
| Document Number | 0023567449 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 23567/449 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.7% |
| Type Change Date | Dec 1, 2030 |
| Max Rate At Change | 2.5% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 CANDLELIGHT CT, SMITHTOWN, NY 11787-2242 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232330831 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 23233/831 |
| Instrument | DL055409 |
| Name | CONTINENTAL MORTGAGE BANKING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Municipality | Village Of The Branch |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,700 Land $1,000 Building $7,700 | $1,087,500 Land $125,000 Building $962,500 | |
| 2024 | $19,902.00 | ||
| 2023 | $8,700 Land $1,000 Building $7,700 | $10,000 Land $1,149 Building $8,851 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3 Candlelight Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Candlelight Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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