3 Cameron Ave, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 3 Cameron Ave, Somerville, MA 02144

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,640 sqft · built 1900
Lot Size	0.103 acres (4,500 sqft)
Owner	Company Name on Record
Last Sale	$1,100,000 (Jan 2025)
Tax Bill	$13,020 (2026)
Deeds & Mortgages	Feb 2021 Refinance Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-C-5`

Property Details

APN / Parcel Number

Primary APN	`13-C-5`
Alternative APNs	`SOME M:13 B:C L:5` `13482025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,640 sqft Living Area
Gross Area	4,140 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13482025
Street Address	3 CAMERON AVE
City	SOMERVILLE
State	MA
Zip	02144-2403
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RC
Legal Block	C
Legal Lot Number	5
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1004
Census Tract	350800

Owner

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	32 MURDOCK ST, SOMERVILLE, MA 02145-2254
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Nov 10, 2025	Quit Claim Deed, Transfer READING COOPERATIVE BANK
Jan 30, 2025	Fiduciary Deed, Transfer · Stand-Alone First Mortgage WAKEFIELD COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2025 · Amount on Record
Deed Sale	Jan 30, 2025 · Amount on Record
Prior Sale	Sep 11, 2013 · Amount on Record
Deed Book / Page	83729 / 13
Last Transfer Date	Nov 7, 2025
Transfer Doc	084854-300
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	3 CAMERON AVE, SOMERVILLE, MA 02144-2403
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	076980-165
Date	Feb 17, 2021
Book Page	76980/165
Instrument	35332

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Nov 10, 2025
Property Address	3 CAMERON AVE, SOMERVILLE, MA 02144-2403
Document Number	084854-300
Book / Page	84854 / 300
Instrument Date	Nov 7, 2025
Instrument	137084
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 MURDOCK ST, SOMERVILLE, MA 02145-2254

Mortgage

Document Number	0000137086
Date	Nov 10, 2025
Instrument	137086

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded

January 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jan 30, 2025
Property Address	3 CAMERON AVE, SOMERVILLE, MA 02144-2403
Document Number	0083729-13
Book / Page	83729 / 13
Instrument Date	Jan 30, 2025
Instrument	10638
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 MURDOCK ST APT B, B, SOMERVILLE, MA 02145-2254

Mortgage

Document Number	0000010639
Date	Jan 30, 2025
Instrument	10639

Lender

Name	WAKEFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Type Change Date	Feb 1, 2030
Max Rate At Change	2.75%
Index	Other

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,020.00 (+5.49%)	$1,185,800 (+4.82%) Land $827,300 Building $358,500	$1,182,757
2025	$12,342.00 (+4.26%)	$1,131,300 (+0.53%) Land $787,900 Building $343,400
2024	$11,838.00 (+3.82%)	$1,125,300 (+2.05%) Land $787,900 Building $337,400
2023	$11,402.00	$1,102,700 Land $787,900 Building $314,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Netafy Fixed Wireless	564 / 125
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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