Dane County property record for 3 Cambridge Rd, Madison, WI 53704
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,228 sqft |
| Lot Size | 0.414 acres (18,034 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $28,048 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Feb 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0709-014-6233-9 |
| Primary APN | 0709-014-6233-9 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,228 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Colonial |
|---|---|
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 18,034 sqft (0.414 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3 CAMBRIDGE RD |
|---|---|
| City | MADISON |
| State | WI |
| Zip | 53704-5907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD REPLAT SUBDIVISION OF LOTS 43-44-45 BLOCK 1 & ALL OF BLOCK 10 LOT 43 NW 1/2 LOT 44 22.5 FT ON LAKE FRONT 42.5 FT ON CAMBRIDGE RD |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 01 |
| Legal Subdivision | LAKEWOOD REPLAT |
| Legal Block | 1,10 |
| Legal Lot Number | 33 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MAPLE BLUFF |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10200 |
3 Cambridge Rd is owned and occupied by two individuals who acquired it in June 2015.
Source: Dane County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CAMBRIDGE RD, MADISON, WI 53704-5907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2023 | Deed of Trust, Mortgage · Line of Credit PARK BANK |
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PARK BANK |
| Nov 14, 2017 | Deed of Trust, Mortgage · ARM WESTBURY BANK |
| Nov 14, 2017 | Deed of Trust, Mortgage · ARM WESTBURY BANK |
| Aug 12, 2020 | Deed of Trust, Mortgage · ARM PARK BANK |
| Mar 14, 2017 | Warranty Deed, Transfer · ARM WESTBURY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 4, 2015 |
| Transfer Doc | 0005157318 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 3 CAMBRIDGE RD, MADISON, WI 53704-5907 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005922287 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 5922287 |
| Name | PARK BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Aug 8, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 3 CAMBRIDGE RD, MADISON, WI 53704-5907 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005814526 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 5814526 |
| Name | PARK BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 3 CAMBRIDGE RD, MADISON, WI 53704-5907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005371921 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 5371921 |
| Name | WESTBURY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 8, 2017 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 6.75% |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 3 CAMBRIDGE RD, MADISON, WI 53704-5907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005371920 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 5371920 |
| Name | WESTBURY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 8, 2017 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 3 CAMBRIDGE RD, MADISON, WI 53704-5907 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005624364 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 5624364 |
| Name | PARK BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.38% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Mar 14, 2017 |
| Property Address | 3 CAMBRIDGE RD, MADISON, WI 53704-5907 |
| Document Number | 0005311898 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 5311898 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | NATIONS TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0005311899 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 5311899 |
| Name | WESTBURY BANK |
|---|---|
| Type | Bank |
| Address | WEST BEND, WI 53095 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
The 2025 property tax bill for 3 Cambridge Rd was $28,048.
Source: Dane County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Maple Bluff Village |
| Unified School District | Madison Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,048.00 Homeowner's exemption | $1,094,000 Land $869,000 Building $225,000 | $1,582,700 |
| 2023 | $1,094,000 Land $869,000 Building $225,000 | $1,440,100 | |
| 2022 | $24,299.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Cambridge Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Apr 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Cambridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAPLE BLUFF WATERWORKS serves 1,342 people · EPA ID WI1130234 |
|---|---|
| Water Source | Purchased groundwater from MADISON WATER UTILITY |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiteWire Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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