3 Camarin St, Lake Forest (Foothill Ranch), CA 92610 Property Records

Orange County property record for 3 Camarin St, Lake Forest, CA 92610

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,478 sqft · built 1996
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on File
Last Sale	$1,226,000 (Jun 2021)
Tax Bill	$13,840 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`601-311-35`

Property Details

APN / Parcel Number

Primary APN	`601-311-35`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,478 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	5,400 sqft (0.124 acres)
Garage Area	652 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3 CAMARIN ST
City	FOOTHILL RANCH
State	CA
Zip	92610-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13792 BLK LOT 35
Legal Subdivision	TRACT NO 13792
Legal Tract	13792
Legal Lot Number	35
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1002
Census Tract	52427

Owner

3 Camarin St is owned and occupied by two individuals who bought it in June 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 CAMARIN ST, FOOTHILL RANCH, CA 92610-1940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Feb 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Jun 18, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 11, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2021 · Amount on File
Deed Sale	Jun 18, 2021 · Amount on File
Prior Sale	Feb 17, 2016 · Amount on File
Deed Document Number	2021404055
Prior Transfer Date	Jan 14, 2021
Prior Transfer Doc	0000043570
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 3, 2026
Property Address	3 CAMARIN ST, FOOTHILL RANCH, CA 92610-1940
Document Number	0000095608
Instrument Date	Mar 24, 2026
Instrument	202695608
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CAMARIN ST, FOOTHILL RANCH, CA 92610-1940

Mortgage

Document Number	0000095608,
Date	Apr 3, 2026
Instrument	202695608

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	5.98%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3 CAMARIN ST, FOOTHILL RANCH, CA 92610-1940
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CAMARIN ST, FOOTHILL RNCH, CA 92610-1940

Mortgage

Document Number	0000026727
Date	Feb 7, 2023
Instrument	2023000026727

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	480 Months
Due	Feb 10, 2063

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 18, 2021
Property Address	3 CAMARIN ST, FOOTHILL RANCH, CA 92610-1940
Document Number	0000404055
Map Reference	MB 662 PG 1-6
Instrument Date	Jun 7, 2021
Instrument	2021000404055
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	LAWYERS TITLE-IE, LAWYERS TITLE IE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3 CAMARIN ST, LAKE FOREST, CA 92610-1940

Mortgage

Document Number	0000404056
Date	Jun 18, 2021
Instrument	2021000404056

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3 CAMARIN ST, FOOTHILL RANCH, CA 92610-1940
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000370134
Date	Oct 11, 2018
Instrument	2018000370134

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 2, 2048

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 21, 2021
Property Address	3 CAMARIN ST, FOOTHILL RANCH, CA 92610-1940
Document Number	0000043570
Map Reference	MB 662 PG 1-6
Instrument Date	Jan 14, 2021
Instrument	2021000043570
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 CAMARIN ST, FOOTHILL RANCH, CA 92610-1940

Mortgage

Document Number	0000043571
Date	Jan 21, 2021
Instrument	2021000043571

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 3 Camarin St was $13,840 with a homeowner's exemption, up 1.8% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,353,601 (+2%) Land $983,654 Building $369,947
2025	$13,840.00 (+1.85%) Homeowner's exemption	$1,327,060 Land $964,366 Building $362,694
2024	$13,589.00 (+2.42%)
2023	$13,268.00 (+1.83%) Homeowner's exemption	$1,275,530 Land $926,919 Building $348,611
2022	$13,030.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Camarin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Camarin St is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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