3 Cakewalk Ter, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 3 Cakewalk Ter, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,804 sqft · built 1958
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$870,000 (Feb 2022)
Tax Bill	$19,276 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 75.-5-18`

Property Details

APN / Parcel Number

Primary APN	`473489 75.-5-18`
Alternative APNs	`0800-075.00-05.00-018.000` `348907500000050180000000` `47340018436` `S190105`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,804 sqft Living Area
Gross Area	2,332 sqft
1st Floor Area	1,804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	54,450 sqft
View / Lot	Suburban
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Area	774 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S190105
Street Address	3 CAKEWALK TER
City	SMITHTOWN
State	NY
Zip	11787-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-506526 TC-48 *2650 PT L 3 MILLS FARM
Legal Subdivision	MILLS FARMS
Legal Block	5
Legal Lot Number	18
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2001
Census Tract	134902

Owner

Source: Suffolk County and Smithtown Town records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CAKEWALK TER, SMITHTOWN, NY 11787-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 2, 2021	Deed, Transfer
Jun 4, 2020	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	Jun 2, 2021 · Amount on Record
Deed Book / Page	13144 / 283
Prior Transfer Date	Apr 24, 2015
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 23, 2022
Property Address	3 CAKEWALK TER, SMITHTOWN, NY 11787-1117
Document Number	0131440283
Book / Page	13144 / 283
Instrument Date	Jan 13, 2022
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 SAINT PAULS RD N, HEMPSTEAD, NY 11550-1136

Mortgage

Document Number	00DM066941
Date	Feb 23, 2022
Instrument	DM066941

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 2, 2021
Property Address	3 CAKEWALK TER, SMITHTOWN, NY 11787-1117
Document Number	0131060970
Book / Page	13106 / 970
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	575 GRAND ST, NEW YORK, NY 10002-4382

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 4, 2020
Property Address	3 CAKEWALK TER, SMITHTOWN, NY 11787-1117
Document Number	0130590593
Book / Page	013059 / 000593
Instrument Date	May 18, 2020
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 LANDING MEADOW RD SMITHTOWN NY 117871153, SMITHTOWN, NY 11787-1153

Mortgage

Document Number	231410035
Date	Jun 4, 2020
Book Page	023141/000035

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,526 (-) Land $850 Building $7,676	$1,065,750 (+10,775%) Land $106,250 Building $959,500
2024	$19,276.00
2023		$8,526 Land $850 Building $7,676	$9,800 Land $977 Building $8,823

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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