Essex County and Gloucester City property record for 3 Cabot Ln, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,430 sqft · built 1940 |
| Lot Size | 0.085 acres (3,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $815,000 (Aug 2025) |
| Tax Bill | $5,246 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Refinance Feb 2020 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0249 B:0020 L:0000 |
| Primary APN | GLOU M:0249 B:0020 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,430 sqft Living Area |
| Gross Area | 1,938 sqft |
| 1st Floor Area | 715 sqft |
| Attic | Attic |
| Attic Area | 328 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,700 sqft (0.085 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3 CABOT LN |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 20 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 221902 |
Source: Essex County and Gloucester City records · APN GLOU M:0249 B:0020 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CABOT LN, GLOUCESTER, MA 01930-1578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 22, 2025 | Quit Claim Deed, Transfer · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Feb 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Dec 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Aug 01, 2018 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR |
| Apr 30, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Mar 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on Record |
| Deed Sale | Aug 22, 2025 · Amount on Record |
| Prior Sale | Apr 30, 2018 · Amount on Record |
| Deed Book / Page | 42904 / 459 |
| Transfer Doc | 3277000201 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Aug 22, 2025 |
| Property Address | 3 CABOT LN, GLOUCESTER, MA 01930-1578 |
| Document Number | 042904-459 |
| Book / Page | 42904 / 459 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 20250822002650 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 CABOT LN, GLOUCESTER, MA 01930-1578 |
| Document Number | 042904-462 |
|---|---|
| Date | Aug 22, 2025 |
| Book Page | 42904/462 |
| Instrument | 20250822002660 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 CABOT LN, GLOUCESTER, MA 01930-1578 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38273-148 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | 38273/148 |
| Instrument | 20200219003680 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 CABOT LN, GLOUCESTER, MA 01930-1578 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39333-438 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 39333/438 |
| Instrument | 20201223000840 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Jan 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 CABOT LN, GLOUCESTER, MA 01930-1578 |
| Document Number | 36909-463 |
| Instrument Date | Aug 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3 CABOT LN GLOUCESTER MA 019301578, GLOUCESTER, MA 01930-1578 |
| Document Number | 36909-463 |
|---|---|
| Date | Aug 01, 2018 |
| Book Page | 036909/000463 |
| Instrument | 1003260 |
| Name | MORTGAGE RESEARCH CTR |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Apr 30, 2018 |
| Property Address | 3 CABOT LN, GLOUCESTER, MA 01930-1578 |
| Document Number | 36684-348 |
| Book / Page | 036684 / 000348 |
| Instrument Date | Apr 03, 2018 |
| Instrument | 1804308230 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,234.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1-3 CABOT LN GLOUCESTER MA 01930, GLOUCESTER, MA 01930 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Mar 17, 2017 |
| Property Address | 3 CABOT LN, GLOUCESTER, MA 01930-1578 |
| Document Number | 35742-262 |
| Book / Page | 035742 / 000262 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 1703170503 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $250.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 23 HAWK HILL LN IPSWICH MA 019383016, IPSWICH, MA 01938-3016 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,246.00 (+1.16%) | $539,700 (+1.26%) Land $139,700 Building $400,000 | $763,610 |
| 2024 | $5,186.00 (+4.54%) | $533,000 (+13.77%) Land $133,000 Building $400,000 | |
| 2023 | $4,961.00 | $468,500 Land $118,800 Building $349,700 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092219022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force 3 of 6 on primary residences |
| Nearby Flood Claims | 13 (1978–2007) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Feb 2007, tidal / storm surge |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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