3 Buffa Dr, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 3 Buffa Dr, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	1,638 sqft · built 1955
Lot Size	0.914 acres (39,801 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,864 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00084-03-00005`

Property Details

APN / Parcel Number

Primary APN	`08-00084-03-00005`
Alternative APNs	`0800084000300005` `0800084000000005`

Interior

Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	39,801 sqft (0.914 acres)
Lot Dimensions	199 ft deep x 200 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0800084000000005
Street Address	3 BUFFA DR
City	SOMERSET
State	NJ
Zip	08873-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Subdivision	MIDDLEBUSH ESTATES SEC 02-A
Legal Block	84.3
Legal Lot Number	5
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1007
Census Tract	53405

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Six Mile Run Historic District listed 1995 · 198 contributing resources · NRIS 95001191

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 BUFFA DR, SOMERSET, NJ 08873-2703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · FHA Mortgage SELECT PORTFOLIO SERVICING INC
Jan 8, 2026	Intrafamily Transfer, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2026
Deed Sale	Jan 8, 2026
Prior Sale	Feb 18, 2009 · Amount on Record
Deed Document Number	2026663
Deed Book / Page	7659 / 3750
Prior Transfer Date	Dec 9, 2025
Prior Transfer Doc	0000000663
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	3 BUFFA DR, SOMERSET, NJ 08873-2703
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BUFFA DR, SOMERSET, NJ 08873-2703

Mortgage

Document Number	0000065180
Date	Nov 4, 2021
Book Page	7398/1782
Instrument	2021065180

Lender

Name	SELECT PORTFOLIO SERVICING INC
Type	Mortgage Company
Address	WEST VALLEY CITY, UT 84119

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Apr 1, 2050

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Jan 8, 2026
Property Address	3 BUFFA DR, SOMERSET, NJ 08873-2703
Document Number	0000000663
Book / Page	7659 / 3750
Instrument Date	Dec 9, 2025
Instrument	2026000663
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 BUFFA DRIVE, FRANKLIN, NJ 07416

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 BUFFA DRIVE, FRANKLIN, NJ 07416

Mortgage

Document Number	0000000664
Date	Jan 8, 2026
Instrument	2026000664

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year T-Bill
Max Rate	5.5%

Tax Assessment & Valuation

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$624,700 (-) Land $340,000 Building $284,700	$624,700 (-) Land $340,000 Building $284,700
2025	$10,864.00 (+11.75%)	$624,700 (+21.44%) Land $340,000 Building $284,700	$624,700 (+21.44%) Land $340,000 Building $284,700
2024	$9,722.00 (+12.41%)
2023		$514,400 Land $319,600 Building $194,800	$514,400 Land $319,600 Building $194,800
2022	$8,649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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