3 Buckthorn Cir, Saco, ME 04072 Property Records

York County and Saco City property record for 3 Buckthorn Cir, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,606 sqft · built 2003
Lot Size0.34 acres (14,820 sqft)
Owner2 Individual Names on File
Last Sale$399,400 (May 2014)
Tax Bill$8,800 (2025)
Deeds & MortgagesOct 2023 Refinance
Sep 2023 Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APNZ0483R

Property Details

APN / Parcel Number

Primary APNZ0483R
Alternative APNs
  • SACO M:068 L:050 U:002-000
  • M:068 L:050 U:002=000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,606 sqft Living Area
Gross Area4,743 sqft
1st Floor Area1,106 sqft
Basement Area1,106 sqft
Unfinished Basement630 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,820 sqft (0.34 acres)
Garage TypeBasement
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberZ0483R
Street Address3 BUCKTHORN CIR
CitySACO
StateME
Zip04072-2474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal SubdivisionWILD OATS
Legal Lot Number50
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group1
Census Block1002
Census Tract5302

Owner

3 Buckthorn Cir is owned and occupied by two individuals who bought it in May 2014.

Source: York County and Saco City records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address3 BUCKTHORN CIR, SACO, ME 04072-2474
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
SACO & BIDDEFORD SAVINGS
Sep 5, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
PEOPLESCHOICE CREDIT UNION
Sep 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SACO & BIDDEFORD SAVINGS
Sep 24, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
SACO & BIDDEFORD SAVINGS
May 4, 2020Deed of Trust, Mortgage
NORWICH COM'L
Apr 30, 2020Deed of Trust, Mortgage
SOUTHERN MAINE PLANNING & DEV
Apr 30, 2020Deed of Trust, Mortgage
BIDDEFORD SACO AREA ECONOMIC D
Nov 16, 2017Deed of Trust, Mortgage
SOUTHERN MAINE PLANNING & DEV
Nov 16, 2017Deed of Trust, Mortgage
BIDDEFORD-SACO AREA ECONOMIC D

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2014 · Amount on File
Deed SaleMay 19, 2014 · Amount on File
Prior SaleAug 4, 2006 · Amount on File
Deed Document Number201417620
Deed Book / Page16820 / 939
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address3 BUCKTHORN CIR, SACO, ME 04072-2474
Transaction TypeMortgage
Record UpdatedOct 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0193240932
DateOct 5, 2023
Book Page19324/932
Instrument2023031725
Lender
NameSACO & BIDDEFORD SAVINGS
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address3 BUCKTHORN CIR, SACO, ME 04072-2474
Transaction TypeMortgage
Record UpdatedSep 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0193060599
DateSep 5, 2023
Book Page19306/599
Instrument2023027780
Lender
NamePEOPLESCHOICE CREDIT UNION
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term181 Months
DueOct 1, 2038

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address3 BUCKTHORN CIR, SACO, ME 04072-2474
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0187990130
DateSep 13, 2021
Book Page18799/130
Instrument2021053305
Lender
NameSACO & BIDDEFORD SAVINGS
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address3 BUCKTHORN CIR, SACO, ME 04072-2474
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180530336
DateSep 24, 2019
Book Page18053/336
Instrument2019040422
Lender
NameSACO & BIDDEFORD SAVINGS
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address3 BUCKTHORN CIR, SACO, ME 04072-2474
Document Number0182400611
Instrument DateMay 4, 2020
Transaction TypeMortgage
Record UpdatedJun 5, 2020
Title CompanyRED DOOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 BUCKTHORN CIR SACO ME 040722474, SACO, ME 04072-2474

Mortgage

Document Number0182400611
DateMay 8, 2020
Book Page018240/000611
Instrument19602
Lender
NameNORWICH COM'L
AddressAVON, CT 06001
Agreement
AmountAmount on Record
Term180 Months
DueMay 7, 2035

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address3 BUCKTHORN CIR, SACO, ME 04072-2474
Document Number0182480131
Instrument DateApr 30, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyRED DOOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 BUCKTHORN CIR SACO ME 040722474, SACO, ME 04072-2474

Mortgage

Document Number0182480131
DateMay 18, 2020
Book Page018248/000131
Instrument20802
Lender
NameSOUTHERN MAINE PLANNING & DEV
Address110 MAIN ST, SACO, ME 04072-3509
Agreement
AmountAmount on Record

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address3 BUCKTHORN CIR, SACO, ME 04072-2474
Document Number0182480128
Instrument DateApr 30, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2020
Title CompanyRED DOOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 BUCKTHORN CIR SACO ME 040722474, SACO, ME 04072-2474

Mortgage

Document Number0182480128
DateMay 18, 2020
Book Page018248/000128
Instrument20801
Lender
NameBIDDEFORD SACO AREA ECONOMIC D
AddressBIDDEFORD, ME 04005
Agreement
AmountAmount on Record

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address3 BUCKTHORN CIR, SACO, ME 04072-2474
Document Number0176070466
Instrument DateNov 16, 2017
Transaction TypeMortgage
Record UpdatedDec 4, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 BUCKTHORN CIR SACO ME 040722474, SACO, ME 04072-2474

Mortgage

Document Number0176070466
DateNov 17, 2017
Book Page017607/000466
Instrument49364
Lender
NameSOUTHERN MAINE PLANNING & DEV
Address110 MAIN ST # 1400, SACO, ME 04072-3504
Agreement
AmountAmount on Record

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address3 BUCKTHORN CIR, SACO, ME 04072-2474
Document Number0176070469
Instrument DateNov 16, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 BUCKTHORN CIR SACO ME 040722474, SACO, ME 04072-2474

Mortgage

Document Number0176070469
DateNov 17, 2017
Book Page017607/000469
Instrument49365
Lender
NameBIDDEFORD-SACO AREA ECONOMIC D
Address190 MAIN ST, SACO, ME 04072-1507
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3 Buckthorn Cir was $8,800, up 7.9% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,800.00 (+7.94%)$619,700 (+6.79%) Land $120,800 Building $498,900
2024$8,153.00$580,300 Land $120,800 Building $459,500$1,120,525
2022$7,600.00$414,600 Land $91,900 Building $322,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Buckthorn Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Buckthorn Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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