3 Buchanan Ct, Charleston, IL 61920 Property Records

Coles County property record for 3 Buchanan Ct, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1950
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$122,500 (Apr 2019)
Tax Bill	$2,974 (2025)
Deeds & Mortgages	May 2023 Line of Credit Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-1-05511-000`

Property Details

APN / Parcel Number

Primary APN	`02-1-05511-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Base Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	95.8 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3 BUCHANAN CT
City	CHARLESTON
State	IL
Zip	61920-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUCHANAN COURT SUBD LOT 14 NW 1/4 SEC 15 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	15
Legal Subdivision	BUCHANAN COURT SUBD
Legal Lot Number	14
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1059
Census Tract	500

Owner

3 Buchanan Ct is owned and occupied by an individual who bought it in April 2019.

Source: Coles County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3 BUCHANAN CT, CHARLESTON, IL 61920-2404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST
Oct 14, 2021	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST
May 9, 2019	Warranty Deed, Transfer
Apr 2, 2019	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST
May 25, 2018	Warranty Deed, Transfer · Conventional Mortgage CASEY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on File
Deed Sale	Apr 2, 2019 · Amount on File
Prior Sale	May 25, 2018 · Amount on File
Deed Document Number	2019780950
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	3 BUCHANAN CT, CHARLESTON, IL 61920-2404
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300806377
Date	May 1, 2023
Instrument	202300806377

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	CHARLESTON, IL 61920

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	3 BUCHANAN CT, CHARLESTON, IL 61920-2404
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BUCHANAN CT, CHARLESTON, IL 61920-2404

Mortgage

Document Number	202100797722
Date	Oct 14, 2021
Instrument	202100797722

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	CHARLESTON, IL 61920

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	May 9, 2019
Property Address	3 BUCHANAN CT, CHARLESTON, IL 61920-2404
Document Number	201900781574
Instrument Date	May 7, 2019
Instrument	201900781574
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1011 COLONY LN, 1011, CHARLESTON, IL 61920-4264

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 BUCHANAN CT, CHARLESTON, IL 61920-2404

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Apr 2, 2019
Property Address	3 BUCHANAN CT, CHARLESTON, IL 61920-2404
Document Number	201900780950
Instrument Date	Apr 2, 2019
Instrument	201900780950
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 BUCHANAN CT, CHARLESTON, IL 61920-2404

Mortgage

Document Number	201900780951
Date	Apr 2, 2019
Instrument	201900780951

Lender

Name	PRAIRIE STATE BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	May 25, 2018
Property Address	3 BUCHANAN CT, CHARLESTON, IL 61920-2404
Document Number	201800776252
Instrument Date	May 25, 2018
Instrument	201800776252
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BUCHANAN CT, CHARLESTON, IL 61920-2404

Mortgage

Document Number	201800776253
Date	May 25, 2018
Instrument	201800776253

Lender

Name	CASEY STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.42%

Tax Assessment & Valuation

The 2025 property tax bill for 3 Buchanan Ct was $2,974 with exemptions applied.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,974.00	$51,855 Land $4,357 Building $47,498	$155,565 Land $13,071 Building $142,494
2023		$42,974 Land $3,611 Building $39,363	$128,922 Land $10,833 Building $118,089
2020	$2,346.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Buchanan Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Buchanan Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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