3 Buchan Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 3 Buchan Rd, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,734 sqft · built 1974
Lot Size	1.02 acres (44,431 sqft)
Owner	Trust Name on File
Last Sale	$810,500 (Jul 2004)
Tax Bill	$14,697 (2025)
Deeds & Mortgages	Nov 2023 Refinance Mar 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00007 B:00004 L:0000F`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00007 B:00004 L:0000F`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,734 sqft Living Area
Gross Area	6,936 sqft
Basement Area	1,449 sqft
Unfinished Basement	362 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 BUCHAN RD
City	ANDOVER
State	MA
Zip	01810-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRC
Legal Block	4
Legal Lot Number	F
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1002
Census Tract	254302

Owner

3 Buchan Rd is owner-occupied and held in a trust since August 2019.

Source: Essex County and Andover Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	3 BUCHAN RD, ANDOVER, MA 01810-1905
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance QUORUM FEDERAL CU
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Sep 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 26, 2018	Quit Claim Deed, Transfer · ARM HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2004 · Amount on File
Deed Sale	Jul 29, 2004 · Amount on File
Deed Document Number	200436214
Last Transfer Date	Aug 26, 2019
Transfer Doc	15986-51
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	3 BUCHAN RD, ANDOVER, MA 01810-1905
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017881-24
Date	Nov 21, 2023
Book Page	17881/24
Instrument	19354

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	3 BUCHAN RD, ANDOVER, MA 01810-1905
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16796-93
Date	Mar 1, 2021
Book Page	16796/93
Instrument	6933

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2046

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Sep 4, 2019
Property Address	3 BUCHAN RD, ANDOVER, MA 01810-1905
Document Number	15986-51
Book / Page	015986 / 000051
Instrument Date	Aug 26, 2019
Instrument	21519
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3 BUCHAN RD ANDOVER MA 018101905, ANDOVER, MA 01810-1905

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Nov 26, 2018
Property Address	3 BUCHAN RD, ANDOVER, MA 01810-1905
Document Number	15688-266
Book / Page	15688 / 266
Instrument	28543
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$113.01
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15688-273
Date	Nov 26, 2018
Book Page	15688/273
Instrument	28546

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Buchan Rd was $14,697, up 3.9% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,697.00 (+3.92%)	$1,176,700 (+7.17%) Land $566,600 Building $610,100	$1,500,905
2024	$14,142.00 (+4.18%)	$1,098,000 (+10.5%) Land $508,600 Building $589,400
2023	$13,574.00	$993,700 Land $458,100 Building $535,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Buchan Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1996–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Buchan Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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