Rockland County and Haverstraw Town property record for 3 Bubenko Dr, Garnerville, NY 10923 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Raised Ranch |
| Year Built | Built 1987 |
| Square Footage | 2,800 sqft Living Area |
| Lot Size | 20,038 sqft (0.46 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Primary APN | 392289 26.05-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,800 sqft Living Area |
| 1st Floor | 1,560 sqft 1st Floor |
| Basement Area | 1,240 sqft Basement |
| Finished Basement | 1,240 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Basement Garage |
| Porch | Open Porch |
| Porch Area | 192 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 0010414 |
|---|---|
| Old Parcel Number | 228902600500010080000000 |
| Street Address | 3 BUBENKO DR |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1349 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50.-8-2 |
| Legal Subdivision | JKLM MANOR THIELLS |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | ROCKLAND NY |
| Minor Civil Division | HAVERSTRAW |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 10501 |
Source: Rockland County and Haverstraw Town records · APN 392289 26.05-1-8
Assessment roll updated May 31, 2024 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 BUBENKO DR, GARNERVILLE, NY 10923-1349 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | Feb 18, 1999 |
| Last Transfer Date | Jan 19, 2016 |
| Transfer Doc | 0000001931 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 3 BUBENKO DR, GARNERVILLE, NY 10923-1349 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LSI TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000033308 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 2018-00033308 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 3 BUBENKO DR, GARNERVILLE, NY 10923-1349 |
| Document Number | 0000038925 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | QUICK CLOSE SERVICES INC, QUICK CLOSE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3 BUBENKO DR GARNERVILLE NY 109231349, GARNERVILLE, NY 10923-1349 |
| Document Number | 0000038925 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 38925 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2050 |
Source: Rockland County and Haverstraw Town records · Assessment roll updated May 31, 2024 · Last verified January 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $381,100 (-) Land $144,300 Building $236,800 | $654,137 (+5.2%) Land $247,683 Building $406,454 |
| 2023 | $381,100 Land $144,300 Building $236,800 | $621,798 Land $235,438 Building $386,360 |
3 Bubenko Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Rockland County (36087C), updated August 19, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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