3 Brown Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 3 Brown Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,015 sqft · built 1965
Lot Size	3.74 acres (162,914 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Apr 2024)
Tax Bill	$10,684 (2025)
Deeds & Mortgages	May 2022 Refinance Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:31 B:109`

Property Details

APN / Parcel Number

Primary APN	`HARV M:31 B:109`
Alternative APNs	`M:031.0 P:0109-0000.0` `1250310010900000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,015 sqft Living Area
Gross Area	3,771 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	162,914 sqft (3.74 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1250310010900000
Street Address	3 BROWN RD
City	HARVARD
State	MA
Zip	01451-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HARVARD
Legal Block	109
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	3
Census Block	3007
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records · APN HARV M:31 B:109

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 BROWN RD, HARVARD, MA 01451-1902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA)
Apr 02, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Apr 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA)
Nov 01, 2018	Quit Claim Deed, Transfer JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 2024 · Amount on Record
Deed Sale	Apr 02, 2024 · Amount on Record
Prior Sale	Nov 01, 2018 · Amount on Record
Deed Book / Page	70354 / 103
Transfer Doc	56213-372
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	3 BROWN RD, HARVARD, MA 01451-1902
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00067630-4
Date	May 23, 2022
Book Page	67630/4
Instrument	55824

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2042

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Apr 02, 2024
Property Address	3 BROWN RD, HARVARD, MA 01451-1902
Document Number	070354-103
Book / Page	70354 / 103
Instrument Date	Apr 02, 2024
Instrument	23868
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 BROWN RD, HARVARD, MA 01451-1902

Mortgage

Document Number	0000023869
Date	Apr 02, 2024
Instrument	23869

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	3 BROWN RD, HARVARD, MA 01451-1902
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62225-20
Date	Apr 17, 2020
Book Page	62225/20
Instrument	38571

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Nov 01, 2018
Property Address	3 BROWN RD, HARVARD, MA 01451-1902
Document Number	59635-228
Book / Page	59635 / 228
Instrument	116615
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$85.72
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	596350233
Date	Nov 01, 2018
Instrument	59635/0233

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Worcester County and Harvard Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,684.00 (+5.03%)	$682,700 (-) Land $302,600 Building $380,100
2024	$10,172.00 (-0.52%)	$682,700 (+10.9%) Land $302,600 Building $380,100	$809,970
2023	$10,225.00	$615,600 Land $282,700 Building $332,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 23 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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