3 Brook St, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 3 Brook St, Manchester, MA 01944

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 5,072 sqft · built 1900
Lot Size	0.144 acres (6,286 sqft)
Owner	Individual Name on Record
Last Sale	$950,000 (Oct 2023)
Tax Bill	$6,989 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MANC M:0051 B:0000 L:0007`

Property Details

APN / Parcel Number

Primary APN	`MANC M:0051 B:0000 L:0007`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	5,072 sqft Living Area
Gross Area	8,790 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,286 sqft (0.144 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	3 BROOK ST
City	MANCHESTER
State	MA
Zip	01944-1350
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	D
Legal Lot Number	7
Jurisdiction	MANCHESTER MA
Township / Civil Division	MANCHESTER-BY-THE-SEA
Census Block Group	3
Census Block	3002
Census Tract	218100

Owner

Source: Essex County and Manchester-by-the-Sea Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 ROCKWOOD HEIGHTS RD, MANCHESTER, MA 01944-1029
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · ARM BANKERS
Feb 8, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK
Oct 27, 2023	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Deed Document Number	2023680
Deed Book / Page	41828 / 379
Prior Transfer Date	Oct 25, 2023
Prior Transfer Doc	041828-379
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Recording Date	Jul 29, 2026
Property Address	3 BROOK ST, MANCHESTER, MA 01944-1350
Document Number	0000000980
Book / Page	43535 / 232
Instrument Date	Jul 24, 2026
Instrument	2026980
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BROOK ST, MANCHESTER, MA 01944-1350

Mortgage

Document Number	0000000980,
Date	Jul 29, 2026
Book Page	43535/232
Instrument	2026980

Lender

Name	BANKERS

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Type Change Date	Aug 1, 2031
Index	Other
Margin	3
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	3 BROOK ST, MANCHESTER, MA 01944-1350
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041979-24
Date	Feb 8, 2024
Book Page	41979/24
Instrument	20240208000960

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANCHESTER MA
Recording Date	Oct 27, 2023
Property Address	3 BROOK ST, MANCHESTER, MA 01944-1350
Document Number	041828-379
Book / Page	41828 / 379
Instrument Date	Oct 25, 2023
Instrument	20231027000680
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ROCKWOOD HEIGHTS RD, MANCHESTER BY THE SEA, MA 01944-1029

Tax Assessment & Valuation

Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Manchester-by-the-Sea Town
Unified School District	Manchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,989.00 (-3.19%)	$763,800 (-1.07%) Land $396,300 Building $367,500	$1,118,670
2024	$7,219.00 (+4.22%)	$772,100 (+16.26%) Land $377,400 Building $394,700
2023	$6,927.00	$664,100 Land $338,100 Building $326,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	20 (1978–2024)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims Coastal Storm, Oct 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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