3 Brook Forest Dr, Arden, NC 28704 Property Records

Buncombe County property record for 3 Brook Forest Dr, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,945 sqft · built 1978
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$695,000 (Jun 2025)
Tax Bill	$2,695 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9654-97-8908-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-97-8908-00000`
Alternative APN	`965408977933000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,945 sqft Living Area
Gross Area	3,322 sqft
1st Floor Area	1,945 sqft
Basement Area	1,303 sqft
Finished Basement	1,031 sqft
Unfinished Basement	272 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	156 sqft
Deck Area	54 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	965408977933000
Street Address	3 BROOK FOREST DR
City	ARDEN
State	NC
Zip	28704-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 2022-06-07 DEE
Legal Description	DEED DATE: 2022-06-07 DEED: 6227-848 SUBDIV: BROOKWOOD FOREST BLOCK: LOT: 2 SECTION: PLAT: 0042-0030
Legal Subdivision	BROOKWOOD FOREST
Legal Lot Number	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2034
Census Tract	2205

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3 BROOK FOREST DR, ARDEN, NC 28704-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 5, 2019	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Prior Sale	Jun 7, 2022 · Amount on Record
Deed Document Number	0006501494
Deed Book / Page	6501 / 494
Record Updated	Jun 7, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 7, 2022
Property Address	3 BROOK FOREST DR, ARDEN, NC 28704-2603
Document Number	0062270848
Book / Page	6227 / 848
Map Reference	MB 42 PG 30
Instrument Date	Jun 7, 2022
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7021 QUAIL HILL RD, 7021, CHARLOTTE, NC 28210-5119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BROOK FOREST DR, ARDEN, NC 28704-2603

Mortgage

Document Number	0006227851
Date	Jun 7, 2022
Instrument	6227/851

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	3 BROOK FOREST DR, ARDEN, NC 28704-2603
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062030363
Date	Apr 1, 2022
Book Page	6203/363

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 5, 2019
Property Address	3 BROOK FOREST DR, ARDEN, NC 28704-2603
Document Number	0058401395
Book / Page	5840 / 1395
Map Reference	MB 42 PG 30
Instrument Date	Nov 18, 2019
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1043 MAPLE ST, 1043, HENDERSONVILLE, NC 28792-3765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BROOK FOREST DR, ARDEN, NC 28704-2603

Mortgage

Document Number	58401398
Date	Dec 5, 2019
Instrument	5840/1398

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,695.00 (+8.19%)	$418,100 (-)
2023	$2,491.00	$418,100	$418,100 (-) Land $45,300 Building $372,800
2021			$418,100 Land $45,300 Building $372,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2013–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Optimum.

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