3 Bridle Path, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 3 Bridle Path, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,961 sqft · built 2004
Lot Size	0.598 acres (26,065 sqft)
Owner	2 Individual Names on Record
Last Sale	$589,900 (Jul 2015)
Tax Bill	$15,827 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 16,17`

Property Details

APN / Parcel Number

Primary APN	`MAP 16,17`
Alternative APN	`WILB M:1430 B:3 L:100664`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,961 sqft Living Area
Gross Area	7,273 sqft
1st Floor Area	1,783 sqft
Basement Area	1,783 sqft
Unfinished Basement	1,783 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	26,065 sqft (0.598 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 16, 17
Street Address	3 BRIDLE PATH
City	WILBRAHAM
State	MA
Zip	01095-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Block	3
Legal Lot Number	100664
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	2
Census Block	2016
Census Tract	813602

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 BRIDLE PATH, WILBRAHAM, MA 01095-2446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND
Jun 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2015 · Amount on Record
Deed Sale	Jul 2, 2015 · Amount on Record
Prior Sale	Feb 11, 2005 · Amount on Record
Deed Book / Page	20774 / 280
Transfer Doc	020774-280
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	3 BRIDLE PATH, WILBRAHAM, MA 01095-2446
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024973-103
Date	Apr 18, 2023
Book Page	24973/103
Instrument	17114

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	3 BRIDLE PATH, WILBRAHAM, MA 01095-2446
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023732-262
Date	Feb 26, 2021
Book Page	23732/262
Instrument	13483

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	3 BRIDLE PATH, WILBRAHAM, MA 01095-2446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22714-152
Date	Jun 18, 2019
Book Page	22714/152
Instrument	32538

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,827.00 (+2.94%)	$907,000 (+5.48%) Land $119,400 Building $787,600	$794,245 (-4.21%)
2025	$15,375.00 (+1.89%)	$859,900 (+5.42%) Land $119,400 Building $740,500	$829,160 (-1.62%)
2024	$15,090.00 (+11.95%)	$815,700 (+13.17%) Land $119,400 Building $696,300	$842,840
2023	$13,479.00	$720,800 Land $119,400 Building $601,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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