St. Louis County property record for 3 Bridle Ln, Saint Louis, MO 63131
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6.5 ba · 10,522 sqft · built 2004 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,400 (Apr 2018) |
| Tax Bill | $31,340 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20N-53-0292 |
| Primary APN | 20N-53-0292 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 27 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 10,522 sqft Living Area |
| Gross Area | 11,486 sqft |
| 1st Floor Area | 2,466 sqft |
| Basement Area | 2,000 sqft |
| Finished Basement | 2,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 47,045 sqft |
| Lot Dimensions | 175 ft deep x 175 ft wide |
| Garage Type | Attached |
| Garage Area | 964 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 668 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 336 sqft |
| Deck Area | 160 sqft |
| Patio Area | 191 sqft |
| Poultry House | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3 BRIDLE LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63131-3309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 25R-1 |
| Legal Description | CLAYTON COUNTRY CLUB LOT PT 6 (UNRECORDED PLAT) & SECTION 23-45-5 |
| Legal Range | 05 |
| Legal Township | 45 |
| Legal Section | 23 |
| Legal Subdivision | CLAYTON COUNTRY CLUB |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 217600 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 BRIDLE LN, SAINT LOUIS, MO 63131-3309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK AND TRUST |
| Apr 24, 2018 | Quit Claim Deed, Mortgage STIFEL BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2018 · Amount on Record |
| Deed Sale | Apr 24, 2018 · Amount on Record |
| Prior Sale | Aug 29, 2013 · Amount on Record |
| Deed Document Number | 2018499 |
| Deed Book / Page | 22996 / 2558 |
| Prior Transfer Date | May 17, 2017 |
| Prior Transfer Doc | 02253500553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 8, 2026 |
| Property Address | 3 BRIDLE LN, SAINT LOUIS, MO 63131-3309 |
| Document Number | 0000000389 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 2026389 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 3 BRIDLE LN, SAINT LOUIS, MO 63131-3309 |
| Document Number | 0000000389, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 2026389 |
| Name | STIFEL BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 24, 2018 |
| Property Address | 3 BRIDLE LN, SAINT LOUIS, MO 63131-3309 |
| Document Number | 0229962558 |
| Book / Page | 022996 / 002558 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 499 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3 BRIDLE LN ST LOUIS MO 631313309, ST LOUIS, MO 63131-3309 |
| Document Number | 229962561 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 022996/002561 |
| Instrument | 500 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Frontenac City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $474,660 (-) Land $125,400 Building $349,260 | $2,498,200 (-) Land $660,000 Building $1,838,200 | |
| 2025 | $31,340.00 (+12.96%) | $474,660 (+16.84%) Land $125,400 Building $349,260 | $2,498,200 (+16.84%) Land $660,000 Building $1,838,200 |
| 2024 | $27,745.00 (+0.11%) | ||
| 2023 | $27,714.00 (+8.57%) | $406,240 (+12.78%) Land $115,750 Building $290,490 | $2,138,100 (+12.77%) Land $609,200 Building $1,528,900 |
| 2022 | $25,526.00 | $360,220 Land $96,460 Building $263,760 | |
| 2021 | $1,895,900 Land $507,700 Building $1,388,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 28 (1978–2022) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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