3 Bridge St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 3 Bridge St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,158 sqft · built 1986
Lot Size	0.231 acres (10,045 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Oct 2025)
Tax Bill	$11,560 (2025)
Deeds & Mortgages	Oct 2025 Sale May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00078-0000-00097`

Property Details

APN / Parcel Number

Primary APN	`21-00078-0000-00097`
Alternative APNs	`210007800097` `03878102`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,158 sqft Living Area
1st Floor Area	1,162 sqft
Upper Floors Area	996 sqft
Basement Area	1,080 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	10,045 sqft (0.231 acres)
Lot Dimensions	108 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	03878102
Street Address	3 BRIDGE ST
City	HOWELL
State	NJ
Zip	07731-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	HERITAGE WOODS SEC I
Legal Block	78
Legal Lot Number	97
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1016
Census Tract	811304

Owner

3 Bridge St is owned and occupied by two individuals who bought it in October 2025.

Source: Monmouth County and Howell Township records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 BRIDGE ST, HOWELL, NJ 07731-2918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed, Transfer OLD REPUBLIC TITLE
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
May 22, 2020	Deed of Trust, Mortgage · Conventional with PMI ADVISORS MTG
Sep 20, 2019	Deed of Trust, Mortgage · Conventional with PMI ADVISORS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Prior Sale	May 23, 2014 · Amount on File
Deed Document Number	202587336
Deed Book / Page	9763 / 6864
Prior Transfer Date	Feb 11, 2005
Prior Transfer Doc	0084426040
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 31, 2025
Property Address	3 BRIDGE ST, HOWELL, NJ 07731-2918
Document Number	0097636864
Book / Page	9763 / 6864
Instrument Date	Oct 30, 2025
Instrument	2025087336
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$7,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 BRIDGE ST, HOWELL, NJ 07731-2918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BRIDGE ST, HOWELL, NJ 07731-2918

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 BRIDGE ST, HOWELL, NJ 07731-2918
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	OCEANVIEW TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095127296
Date	May 19, 2021
Book Page	9512/7296
Instrument	2021081008

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 BRIDGE ST, HOWELL, NJ 07731-2918
Document Number	0000059160
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	OCEANVIEW TITLE AGENCY LLC, OCEANVIEW TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 BRIDGE ST HOWELL NJ 077312918, HOWELL, NJ 07731-2918

Mortgage

Document Number	0000059160
Date	Jun 4, 2020
Book Page	009418/004312
Instrument	59160

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 BRIDGE ST, HOWELL, NJ 07731-2918
Document Number	0000092345
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	OCEANVIEW TITLE AGENCY LLC, OCEANVIEW TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 BRIDGE ST HOWELL NJ 077312918, HOWELL, NJ 07731-2918

Mortgage

Document Number	0000092345
Date	Oct 2, 2019
Book Page	009371/007767
Instrument	92345

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3 Bridge St was $11,560, up 6.8% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$725,500 (+8.01%) Land $421,700 Building $303,800	$725,500 (+8.01%) Land $421,700 Building $303,800
2025	$11,560.00 (+6.85%)	$671,700 Land $370,700 Building $301,000	$671,700 Land $370,700 Building $301,000
2024	$10,819.00
2023		$567,900 Land $291,700 Building $276,200	$567,900 Land $291,700 Building $276,200
2022	$9,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Bridge St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Bridge St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 56% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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