Albany County and Berne Town property record for 3 Bridge Rd, Berne, NY 12023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,680 sqft · built 1996 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $252,500 (Nov 2007) |
| Tax Bill | $4,365 (2026) |
| Deeds & Mortgages | Aug 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 012000 88.-1-24.400 |
| Primary APN | 012000 88.-1-24.400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 218,236 sqft (5.01 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 676 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 08800000010244000000 |
|---|---|
| Street Address | 3 BRIDGE RD |
| City | BERNE |
| State | NY |
| Zip | 12023-3718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAF |
| Legal Description | 1.-34-4.1/2 |
| Legal Block | 1 |
| Legal Lot Number | 24.400 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BERNE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 14801 |
Source: Albany County and Berne Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 BRIDGE RD, BERNE, NY 12023-3718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2007 · Amount on Record |
| Deed Sale | Nov 21, 2007 · Amount on Record |
| Deed Document Number | 200710079054 |
| Deed Book / Page | 2903 / 782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 BRIDGE RD, BERNE, NY 12023-3718 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 BRIDGE RD, BERNE, NY 12023-3718 |
| Document Number | 0000005039 |
|---|---|
| Date | Aug 21, 2025 |
| Instrument | R2025-15039 |
| Name | BANK OF RICHMONDVILLE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Albany County and Berne Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Berne Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,365.00 (+69.58%) Homeowner's exemption | ||
| 2025 | $2,574.00 (+11.48%) Homeowner's exemption | $95,000 (-) Land $15,200 Building $79,800 | $250,000 (+13.16%) Land $40,000 Building $210,000 |
| 2023 | $95,000 (-) Land $15,200 Building $79,800 | $220,930 (+16.28%) Land $35,349 Building $185,581 | |
| 2022 | $95,000 Land $15,200 Building $79,800 | $190,000 Land $30,400 Building $159,600 | |
| 2021 | $2,309.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
4G LTE (outdoors only), no 5G reported
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