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3 Breezy Point Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 3 Breezy Point Ct, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,055 sqft · built 1994
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$132,000 (Nov 1998)
Deeds & MortgagesOct 2022 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA942000668

Property Details

APN / Parcel Number

Primary APNA942000668
Alternative APN
  • 2-0114-7005-00-0011.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,055 sqft Living Area
Gross Area3,621 sqft
1st Floor Area1,125 sqft
Basement Area1,125 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA942000668
Street Address3 BREEZY POINT CT
CityO FALLON
StateMO
Zip63368-8322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGETOP EST #1 LOT 11
Legal SubdivisionRIDGETOP EST #1
Legal Lot Number11
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group3
Census Block3005
Census Tract311732

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 BREEZY POINT CT, O FALLON, MO 63368-8322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
JLB CORP
Jan 15, 2020Deed of Trust, Mortgage
GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 1998 · Amount on Record
Deed SaleNov 20, 1998 · Amount on Record
Deed Document Number199892175
Deed Book / Page2162 / 262
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3 BREEZY POINT CT, O FALLON, MO 63368-8322
Transaction TypeMortgage
Record UpdatedOct 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 BREEZY POINT CT, O FALLON, MO 63368-8322

Mortgage

Document Number0000054487
DateOct 4, 2022
Instrument2022R-054487
Lender
NameJLB CORP
TypeMortgage Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term182 Months
DueDec 1, 2037

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3 BREEZY POINT CT, O FALLON, MO 63368-8322
Document Number0072191005
Instrument DateJan 15, 2020
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 BREEZY POINT CT O FALLON MO 633688322, O FALLON, MO 63368-8322

Mortgage

Document Number0072191005
DateJan 22, 2020
Book Page007219/001005
Instrument42810
Lender
NameGOLDEN OAK LNDG
AddressSAINT LOUIS, MO 63146
Agreement
AmountAmount Recorded
Term180 Months
DueJan 21, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$65,392 (+5.29%)$344,170 (+5.29%) Land $60,000 Building $284,170
2023$62,108
2022$326,886 Land $50,000 Building $276,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Gateway Fiber.

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