York County and Biddeford City property record for 3 Breakwater Ave, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,179 sqft · built 1956 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (May 2005) |
| Tax Bill | $12,730 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:53 L:21 |
| Primary APN | BIDD M:53 L:21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,179 sqft Living Area |
| Gross Area | 2,476 sqft |
| 1st Floor Area | 1,179 sqft |
| Basement Area | 1,179 sqft |
| Unfinished Basement | 1,179 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 530210000 |
|---|---|
| Street Address | 3 BREAKWATER AVE |
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-9550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1 |
| Legal Lot Number | 21 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 25400 |
3 Breakwater Ave is owned by an individual who bought it in May 2005.
Source: York County and Biddeford City records, as of May 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 74, RINDGE, NH 03461-0074 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION |
| Jan 25, 2017 | Deed of Trust, Mortgage TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2005 · Amount on File |
| Deed Sale | May 23, 2005 · Amount on File |
| Deed Document Number | 200527037 |
| Deed Book / Page | 14468 / 737 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 3 BREAKWATER AVE, BIDDEFORD, ME 04005-9550 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0190980882 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 19098/882 |
| Instrument | 2022036634 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 3 BREAKWATER AVE, BIDDEFORD, ME 04005-9550 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0174100579 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 17410/0579 |
| Instrument | 2017003617 |
| Name | TD BANK NA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 25, 2047 |
The 2025 property tax bill for 3 Breakwater Ave was $12,730, up 5.4% from the year before.
Source: York County and Biddeford City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,730.00 (+5.42%) | $852,100 (+0.34%) Land $706,800 Building $145,300 | |
| 2024 | $12,076.00 (+8.87%) | $849,200 (+0.45%) Land $706,800 Building $142,400 | |
| 2023 | $11,092.00 (+16.26%) | $845,400 (+45.41%) Land $703,000 Building $142,400 | $1,134,015 |
| 2022 | $9,541.00 | $581,400 Land $450,700 Building $130,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Breakwater Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 88 policies |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 46 (1978–2024) |
| Claims Outside the SFHA | 26 of 46 |
| Most Recent Claim | Mar 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Breakwater Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: GoNetspeed, T-Mobile.
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