Essex County and Gloucester City property record for 3 Bray St, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 2,680 sqft Living Area |
| Lot Size | 68,389 sqft (1.57 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $830,000 (2025) |
| Tax Bill | $10,770.00 (2025) |
| Primary APN | GLOU M:0236 B:0095 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,680 sqft Living Area |
| Gross Area | 4,733 sqft Gross Area |
| 1st Floor | 1,612 sqft 1st Floor |
| Basement Area | 1,348 sqft Basement |
| Unfinished Basement | 680 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 68,389 sqft (1.57 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 3 BRAY ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1501 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | CHARLES BILDERBRAND |
| Legal Block | 95 |
| Jurisdiction | GLOUCESTER MA |
| Minor Civil Division | GLOUCESTER |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 221902 |
Source: Essex County and Gloucester City records · APN GLOU M:0236 B:0095 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 BRAY ST, GLOUCESTER, MA 01930-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| May 03, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance UNITED WHOLESALE MORTGAGE |
| Nov 18, 2025 | Quit Claim Arm's Length for NE States, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on Record |
| Deed Sale | Nov 18, 2025 · Amount on Record |
| Prior Sale | Jul 05, 2007 · Amount on Record |
| Deed Book / Page | 43076 / 390 |
| Prior Transfer Date | Jan 10, 2025 |
| Prior Transfer Doc | 042543-516 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 BRAY ST, GLOUCESTER, MA 01930-1501 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 039837-373 |
|---|---|
| Date | May 03, 2021 |
| Book Page | 39837/373 |
| Instrument | 20210503006720 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Nov 18, 2025 |
| Property Address | 3 BRAY ST, GLOUCESTER, MA 01930-1501 |
| Document Number | 043076-390 |
| Book / Page | 43076 / 390 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 20251118002310 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3 BRAY ST, GLOUCESTER, MA 01930-1501 |
| Document Number | 20251118002320 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 20251118002320 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,770.00 (+8.55%) | $1,108,000 (+8.66%) Land $242,200 Building $865,800 | $1,008,710 |
| 2024 | $9,922.00 (+7.2%) | $1,019,700 (+16.67%) Land $230,600 Building $789,100 | |
| 2023 | $9,256.00 | $874,000 Land $205,800 Building $668,200 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures