3 Bray Ln, Bristol, RI 02809 Property Records

Bristol Town property record for 3 Bray Ln, Bristol, RI 02809

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,238 sqft · built 1965
Lot Size0.312 acres (13,591 sqft)
Owner2 Individual Names on Record
Last Sale$570,000 (Nov 2023)
Tax Bill$6,131 (2026)
Deeds & MortgagesJun 2026 Line of Credit
May 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN50-0056-86

Property Details

APN / Parcel Number

Primary APN50-0056-86
Alternative APNs
  • BRIS M:154 L:120
  • 8215

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,238 sqft Living Area
Gross Area2,667 sqft
1st Floor Area884 sqft
AtticAttic
Attic Area353 sqft
Basement Area884 sqft
Unfinished Basement884 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,591 sqft (0.312 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number8215
Street Address3 BRAY LN
CityBRISTOL
StateRI
Zip02809-4009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal Lot Number120
JurisdictionBRISTOL RI
Township / Civil DivisionBRISTOL
Census Block Group3
Census Block3028
Census Tract30901

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3 BRAY LN, BRISTOL, RI 02809-4009
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Person

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Deed of Trust, Mortgage · Line of Credit
BAYCOAST BANK
May 4, 2026Quit Claim Deed, Transfer · Conventional Mortgage
BAYCOAST MORTGAGE COMPANY LLC
Nov 2, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 18, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 14, 2018Executor's Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2023 · Amount on Record
Deed SaleNov 2, 2023 · Amount on Record
Prior SaleDec 14, 2018 · Amount on Record
Deed Document Number20236344
Deed Book / Page2228 / 1
Prior Transfer DateMar 14, 2019
Prior Transfer Doc1976-11
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Recording DateJun 18, 2026
Property Address3 BRAY LN, BRISTOL, RI 02809-4009
Document Number0000001515
Book / Page2326 / 162
Instrument DateJun 10, 2026
Instrument20261515
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 BRAY LN, BRISTOL, RI 02809-4009

Mortgage

Document Number0000001515,
DateJun 18, 2026
Book Page2326/162
Instrument20261515
Lender
NameBAYCOAST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate6.36%
Max Rate-1%

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRISTOL RI
Recording DateMay 4, 2026
Property Address3 BRAY LN, BRISTOL, RI 02809-4009
Document Number0002320-85
Book / Page2320 / 85
Instrument DateApr 28, 2026
Instrument20261015
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 BRAY LN, BRISTOL, RI 02809-4009

Mortgage

DateMay 4, 2026
Lender
NameBAYCOAST MORTGAGE COMPANY LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.22%
Max Rate-1%

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRISTOL RI
Recording DateNov 2, 2023
Property Address3 BRAY LN, BRISTOL, RI 02809-4009
Document Number00002228-1
Book / Page2228 / 1
Instrument DateNov 2, 2023
Instrument2023-6344
Transaction TypeTransfer
Record UpdatedNov 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address651 BRICKYARD RD, WOODSTOCK, CT 06281-1304

Mortgage

Document Number0020236345
DateNov 2, 2023
Instrument2023-6345
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRISTOL RI
Recording DateMar 18, 2019
Property Address3 BRAY LN, BRISTOL, RI 02809-4009
Document Number1976-11
Book / Page001976 / 000011
Instrument DateMar 14, 2019
Instrument654
Transaction TypeTransfer
Record UpdatedApr 2, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6291 SUMMER SKY LN GREENACRES FL 334633814, GREENACRES, FL 33463-3814

December 2018: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionBRISTOL RI
Recording DateDec 14, 2018
Property Address3 BRAY LN, BRISTOL, RI 02809-4009
Document Number1967-125
Book / Page1967 / 125
Instrument DateDec 14, 2018
Instrument3690
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6291 SUMMER SKY LN, GREENACRES, FL 33463-3814

Mortgage

Document Number3691
DateDec 14, 2018
Instrument3691
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionBristol Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$6,131.00 (+15.29%)
2025$5,318.00 (+20.37%)$501,200 (+51.56%) Land $192,500 Building $308,700
2023$4,418.00 (+2.77%)$330,700 (-) Land $160,400 Building $170,300
2022$4,299.00$330,700 Land $160,400 Building $170,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2001–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
i3 Broadband
Cable
2,000 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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