3 Branko Rd, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 3 Branko Rd, Berkeley Heights, NJ 07922

Property Summary

Property Type	Single Family Home
Details	2,694 sqft · built 1972
Lot Size	0.512 acres (22,303 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,993 (Oct 2025)
Tax Bill	$15,558 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-02705-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`01-02705-0000-00007`
Alternative APN	`010270500007`

Interior

Stories	2 Stories
Building Area	2,694 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	22,303 sqft (0.512 acres)
Lot Dimensions	120 ft deep x 186 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3 BRANKO RD
City	BERKELEY HEIGHTS
State	NJ
Zip	07922-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Subdivision	BERKELEY HEIGHTS
Legal Block	2705
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	2
Census Block	2002
Census Tract	38202

Owner

Source: Union County and Berkeley Heights Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 BRANKO RD, BERKELEY HEIGHTS, NJ 07922-2303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU
Oct 20, 2025	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 25, 2019	Deed of Trust, Mortgage · ARM AFFINITY FCU
May 21, 2019	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Feb 6, 2004 · Amount on Record
Deed Document Number	202550206
Deed Book / Page	6598 / 2695
Prior Transfer Date	Sep 28, 1994
Prior Transfer Doc	0000013701
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	3 BRANKO RD, BERKELEY HEIGHTS, NJ 07922-2303
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BRANKO RD, BERKELEY HEIGHTS, NJ 07922-2303

Mortgage

Document Number	0157732486
Date	Mar 17, 2026
Book Page	15773/2486
Instrument	90254

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	3 BRANKO RD, BERKELEY HEIGHTS, NJ 07922-2303
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151162509
Date	Dec 6, 2021
Book Page	15116/2509
Instrument	26440

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Oct 20, 2025
Property Address	3 BRANKO RD, BERKELEY HEIGHTS, NJ 07922-2303
Document Number	0065982695
Book / Page	6598 / 2695
Instrument Date	Oct 14, 2025
Instrument	50206
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1134 MAXWELL MNR, WARWICK, PA 18974-6120

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 BRANKO RD, BERKELEY HEIGHTS, NJ 07922-2303

Mortgage

Document Number	0000084283
Date	Oct 20, 2025
Instrument	84283

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	3 BRANKO RD, BERKELEY HEIGHTS, NJ 07922-2303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145502807
Date	Apr 25, 2019
Book Page	14550/2807
Instrument	671887

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 2, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	3 BRANKO RD, BERKELEY HEIGHTS, NJ 07922-2303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNIVERSAL SETTLEMENT SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145582064
Date	May 21, 2019
Book Page	14558/2064
Instrument	672856

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,500 (-) Land $225,600 Building $127,900	$353,500 (-) Land $225,600 Building $127,900
2025	$15,558.00 (+2.66%)	$353,500 (-) Land $225,600 Building $127,900	$353,500 (-) Land $225,600 Building $127,900
2024	$15,155.00 (+2.1%)
2023		$353,500 Land $225,600 Building $127,900	$353,500 Land $225,600 Building $127,900
2022	$14,843.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 units insured incl. 8 condo units
Nearby Flood Claims	7 (1979–2025)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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