3 Brandy Ln, Fletcher, NC 28732 Property Records

Henderson County property record for 3 Brandy Ln, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,363 sqft · built 1987
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$282,000 (Mar 2019)
Tax Bill	$1,642 (2025)
Deeds & Mortgages	Mar 2019 Sale Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9643944250`

Property Details

APN / Parcel Number

Primary APN	`9643944250`
Alternative APNs	`00964394425055` `9940845`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,363 sqft Heated Area
1st Floor Area	1,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	88 sqft
Deck Area	518 sqft
Patio Area	548 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9940845
Street Address	3 BRANDY LN
City	FLETCHER
State	NC
Zip	28732-9337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9940845~R-
Legal Description	RUTLEDGE FOREST LO5 PLA-192A
Legal Subdivision	RUTLEDGE FOREST (2593)
Legal Block	94
Legal Lot Number	4250
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	3
Census Block	3001
Census Tract	930600

Owner

3 Brandy Ln is owned and occupied by two individuals who bought it in March 2019.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 BRANDY LN, FLETCHER, NC 28732-9337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2019	Warranty Deed, Transfer
Jan 16, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2019 · Amount on File
Deed Sale	Mar 25, 2019 · Amount on File
Prior Sale	Oct 3, 2016 · Amount on File
Deed Book / Page	3313 / 325
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Mar 25, 2019
Property Address	3 BRANDY LN, FLETCHER, NC 28732-9337
Document Number	0033130325
Book / Page	3313 / 325
Instrument Date	Mar 22, 2019
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BRANDY LN, FLETCHER, NC 28732-9337

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	3 BRANDY LN, FLETCHER, NC 28732-9337
Document Number	0031570102
Book / Page	003157 / 000102
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 BRANDY LN FLETCHER NC 287329337, FLETCHER, NC 28732-9337

Mortgage

Document Number	0031570102
Date	Jan 26, 2018
Book Page	003157/000102
Instrument	877702

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Brandy Ln was $1,642.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Fletcher Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,000 Land $93,900 Building $287,100
2025	$1,642.00
2023		$381,000 Land $93,900 Building $287,100	$381,000 Land $93,900 Building $287,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Brandy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 9 condo units
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Brandy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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